Steeve Cadeau
$5,599,9005 bd5.5 ba4,700 sqft$1,191 /sqft$35,359 /mo all-in ↓

19165 GERACI ROAD, LUTZ, FL, 33558

Active107 days on marketListed Apr 8, 2026MLS #TB8494839

Private poolSingle Family ResidenceMIJARES SURV

About this home

19165 GERACI ROAD

There are homes… and then there are experiences you never want to leave. Tucked behind private gates on over 7.5 acres in one of Lutz’s most sought-after locations, this estate isn’t just a residence—it’s your own secluded world. A place where mornings begin in total privacy, and evenings feel like you’ve checked into a five-star resort… without ever leaving home. As you arrive, the noise of everything else disappears. You step inside and are immediately met with volume, light, and intention—soaring ceilings, sun-drenched living spaces, and an effortless open layout designed for both grand entertaining and quiet moments. The living room wraps you in floor-to-ceiling windows, while a fully equipped wet bar—with ambient LED lighting and electric shades—sets the tone for unforgettable nights with friends and family. The kitchen isn’t just a place to cook—it’s where everything happens. Outfitted with commercial-grade appliances and positioned to overlook the entire backyard oasis, it becomes the heartbeat of the home—whether you’re hosting an event or enjoying a slow Sunday morning. And then… there’s your escape. The primary suite is its own private retreat—expansive, quiet, and intentional. Dual oversized walk-in closets, a private office with calming views, and a spa-like bath with a soaking jacuzzi tub and walk-in shower create a space that feels more like a luxury hotel than a bedroom. Every guest experiences that same level of comfort, with four additional ensuite bedrooms, a second office, and a dedicated pool bath—because in a home like this, everyone lives well. But the real magic? It happens the moment you step outside. This is where the story changes. The backyard isn’t a backyard—it’s a destination. A $1.5M, 120,000-gallon resort-style pool unfolds in front of you like something out of a private island retreat. A hidden cave. A sunken bar. Waterfalls cascading into a lagoon. An outdoor kitchen ready for nights that turn into mornings. And then—because ordinary was never the goal—a 45-foot concrete pirate ship rises from the water, complete with water-firing cannons and a fully air-conditioned interior lounge. It’s bold. It’s unforgettable. It’s the kind of feature that turns a home into a legend. This is where parties happen. Where memories are made. And YOU never want to leave. Beyond the experience, the estate delivers true functionality—3-car garage, over 200 feet of finished RV driveway with full hookups, reverse osmosis water system, updated interiors, and complete freedom with no HOA and no flood insurance required. And while it feels like a private escape, you’re still just minutes from everything—Downtown Tampa, the airport, Armature Works, world-class dining, and premier shopping—all within a 20-minute drive. This isn’t just where you live. This is where life happens bigger. This is where you host, escape, celebrate, and reset. This is your private resort.

Facts & features

The home at a glance

5

Bedrooms

5.5

Bathrooms

4,700

Sqft

7.57 ac

Lot size

3

Garage

2007

Year built

Two

Levels

$1,191

Per sqft

Private poolFireplace

Inside

FlooringTravertine · Vinyl · Hardwood
AppliancesBar Fridge · Built-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Ice Maker · Kitchen Reverse Osmosis System · Microwave · Range · Range Hood · Refrigerator · Trash Compactor · Washer · Water Filtration System · Whole House R.O. System · Wine Refrigerator
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Pest Guard System · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air · Zoned
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ParkingBoat · Circular Driveway · Covered · Driveway · Garage Door Opener · Golf Cart Garage · Oversized · RV Carport
ExteriorBalcony · Basketball Court · Irrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Outdoor Shower · Private Entrance · Private Mailbox · Sliding Doors · Storage

Community & fees

Taxes (2025)$34,587/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Fiber Optics · Propane · Sewer Connected · Sprinkler Well · Water Connected
WaterPrivate · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$35,359 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$30,217
PMI (est., until 20% equity)$2,100
Property tax — 2025 actual bill$2,882
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $559,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $559,990
Interest rate6.00%
Loan term

Estimated payment

$35,359/mo

Principal & interest$30,217
PMI (est., until 20% equity)$2,100
Property taxes (actual bill)$2,882
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Lutz actives

$1,191 vs $243

Days on market

107 vs 35 typical

Where $1,191/sqft sits among the 269 Lutz actives

242
20
5
1
0
1 · this home
$172–342$342–512$512–682$682–852$852–1022$1022+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lutz

Map of 19165 GERACI ROAD

Drive times from this address

Downtown Tampa27 min
Tampa Int’l Airport (TPA)27 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lutz. See the full Lutz guide →

LUTZ 33558 — neighborhood snapshot

Population

30,912

Median age

40.4

Median income

$107,427

Median home value

$479,300

Avg household

2.76

Households w/ children

4,377

For the school run

Hillsborough County School District

ElementaryMcKitrick Elementary School★★★★★
MiddleMartinez Middle School★★★★★
HighSteinbrenner High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lutz market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$580K$487K

Lutz median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

148 of 269

Lutz actives have cut their price

Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1378% above the LUTZ 33558 median. See the full Lutz market guide →

Paper trail

This home's history

Apr 8, 2026Listed at $5,599,900 · 107 days on market since
2007Built · MIJARES SURV

Reality check

What actually sold near 19165 GERACI ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

18215 LEAFMORE STREETSold · Apr ’26

$1,100,000

18215 LEAFMORE STREET

6 bd · 4 ba · 4,439 sqft · $248/sqft · 11 DOM

18021 WOODLAND VIEW DRIVESold · Mar ’26

$1,400,000

18021 WOODLAND VIEW DRIVE

4 bd · 4 ba · 4,247 sqft · $330/sqft · 0 DOM

18006 PINE HAMMOCK BOULEVARDSold · Dec ’25

$850,000

18006 PINE HAMMOCK BOULEVARD

4 bd · 3 ba · 3,802 sqft · $224/sqft · 54 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 19165 GERACI ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 19165 GERACI ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

19165 GERACI ROAD FAQs

What would the monthly payment be for 19165 GERACI ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $35,359/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 19165 GERACI ROAD?+

The most recent tax bill on record (2025) was $34,587. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Lutz?+

At $5,599,900, this home is listed about 1043% above the Lutz median of $489,999. The market section on this page shows how the area is trending.

Which schools are assigned to 19165 GERACI ROAD?+

McKitrick Elementary School (elementary), Martinez Middle School (middle), Steinbrenner High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$5,599,900 runs 1378% above the LUTZ 33558 median — but at 4,700 sqft it's also nearly twice the size of the typical Lutz listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

107 days on market against a Lutz median of 35 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

McKitrick Elementary School, Martinez Middle School, Steinbrenner High School, Patricia Sullivan Metropolitan Ministries Partnership School — McKitrick Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of MIHARA & ASSOCIATES INC. · Alexandria Romo. MLS #TB8494839.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Lutz homes, in your inbox

Like 19165 GERACI ROAD but not quite? A daily digest of every new listing in Lutz — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Steeve to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 24, 2026 at 6:22 PM UTC. The listing information on this page last changed on July 24, 2026 at 6:22 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 24, 2026 at 6:22 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 24, 2026 at 6:22 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.