700 S HARBOUR ISLAND BOULEVARD UNIT 245, TAMPA, FL, 33602
Active130 days on marketListed Apr 5, 2026MLS #TB8494213
About this home
700 S HARBOUR ISLAND BOULEVARD UNIT 245
Exceptional investment opportunity in the highly sought-after community of Harbour Island! This beautifully maintained 3-bedroom, 2-bath condo is currently leased at $3,400/month with a tenant in place through June 30, 2027—offering immediate, stable income from day one. Spanning 1,345 square feet, the unit features an open-concept layout with hardwood flooring in the main living areas and ceramic tile in the kitchen and baths. The updated kitchen flows seamlessly into the living space, with sliding glass doors leading to a peaceful courtyard setting. While the unit is being sold unfurnished, photos reflect prior staging when owner-occupied. A rare and valuable feature in this community, the unit includes TWO reserved garage parking spaces and a private, climate-controlled storage unit—amenities not found with all units. Residents enjoy access to resort-style amenities including a pool, fitness center, clubhouse, and billiards room. Ideally located just minutes from downtown Tampa, the Tampa Riverwalk, Tampa Convention Center, Davis Islands, and the vibrant Channelside District, Harbour Island remains one of Tampa’s most desirable rental markets. Whether you're expanding your portfolio or seeking a low-maintenance, income-producing property in a prime location, this is a rare opportunity you won’t want to miss.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,344
Sqft
2
Garage
2005
Year built
One
Levels
$423
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,198 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,198/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15.3%
$/sqft vs PARKCREST HARBOUR ISLAND CONDO
$423 vs $431
Days on market
130 vs 43 typical
Where $423/sqft sits among the 11 homes for sale in PARKCREST HARBOUR ISLAND CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33602 — neighborhood snapshot
Population
19,694
Median age
35.2
Median income
$88,569
Median home value
$560,400
Avg household
1.78
Households w/ children
1,289
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
8 of 11
PARKCREST HARBOUR ISLAND CONDO have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% below the TAMPA 33602 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 700 S HARBOUR ISLAND BOULEVARD UNIT 245
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$835,000
700 S HARBOUR ISLAND BOULEVARD UNIT 519 · same community
3 bd · 2 ba · 1,332 sqft · $627/sqft · 122 DOM
Sold · Oct ’25$567,000
700 S HARBOUR ISLAND BOULEVARD UNIT 226 · same community
3 bd · 2 ba · 1,407 sqft · $403/sqft · 217 DOM
Sold · Apr ’26$441,000
700 S HARBOUR ISLAND BOULEVARD UNIT 412 · same community
2 bd · 2 ba · 1,274 sqft · $346/sqft · 23 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 700 S HARBOUR ISLAND BOULEVARD UNIT 245 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 700 S HARBOUR ISLAND BOULEVARD UNIT 245 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
700 S HARBOUR ISLAND BOULEVARD UNIT 245 FAQs
What would the monthly payment be for 700 S HARBOUR ISLAND BOULEVARD UNIT 245?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,198/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 700 S HARBOUR ISLAND BOULEVARD UNIT 245?+
The most recent tax bill on record (2025) was $9,054. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 700 S HARBOUR ISLAND BOULEVARD UNIT 245?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $569,000, this home is listed about 26% above the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 700 S HARBOUR ISLAND BOULEVARD UNIT 245?+
Gorrie Elementary School (elementary), Wilson Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Plant High School (high) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the TAMPA 33602 market on paper
$569,000 is 3% below the TAMPA 33602 median of $585,000.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
130 days on market against a Tampa median of 43 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Gorrie Elementary School, Wilson Middle School, Patricia Sullivan Metropolitan Ministries Partnership School, Plant High School — Gorrie Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of LISA HALL REALTY, INC · Lisa Hall. MLS #TB8494213.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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