7650 N WHIPPOORWILL TERRACE, HERNANDO, FL, 34442
Active105 days on marketListed Apr 10, 2026MLS #TB8494011
About this home
7650 N WHIPPOORWILL TERRACE
87+ acre equestrian estate strategically located in Ocala's prestigious horse country, easy access to the World Equestrian Center. This turnkey facility offers exceptional value for serious equestrian enthusiasts and investors. Paved drives bring you past rolling pastures and majestic trees to this custom-built home featuring soaring pine ceilings, 23-foot stone fireplace, and polished cherry hardwood floors throughout. The open-concept living area includes built-in entertainment center, wet bar, and loft space with French doors framing the grand fireplace offering expansive views across the pool area, putting green, and the aquifer-fed pond. Continuing thru the large dining area is the gourmet kitchen featuring ample countertop space, custom cabinetry, dual ovens, gas cooktop, and breakfast bar. The breakfast area offers beautiful views and access to the upper deck overlooking the pond and pool area. Master suite occupies private wing with dual walk-in closets, luxury bath with jetted tub, dual vanities, and a walk-in shower. Connected office/sitting room with panoramic windows accesses upper deck and pool area. Adjacent is additional bonus room suitable for gym, studio, or bedroom. Lower level offers a large family/game room with large wet bar, two bedrooms each with private bath, and direct pool access. The expansive multi-level deck with built-in grill, lanai with brick oven, cabana, pool house/studio, resort style pool and spa are accessed with two spiral staircases connecting the two levels. Adjacent to the home is the 4-car oversized garage with workshop and storage area plus an additional bath. The main barn is an MD Barnmaster with zero fire spread rating. Main barn has 35 stalls, multiple grooming/wash areas, feed rooms, hay storage, tack lockers, office and two 2-bedroom apartments. The secondary barn has 8 oversized stalls and is designed for breeding complete with a lab. This well-maintained property has four fenced pastures, 19 paddocks, miles of 4-board fencing, paved drive and parking, professional grade Drinking Post waterers and 10 additional feeding stations. The Morton Building is 60x100 with 2 car lifts, roll up door for RV parking and is HVAC ready. Recent upgrades include new asphalt roofs (2023) and state-of-the-art Trane 454B HVAC systems (March 2025), along with many more 2025 improvements too numerous to list. Additional property available: 10 acres w/ 2,340 sfla guest home plus 12 acres vacant
Facts & features
The home at a glance
4
Bedrooms
5.5
Bathrooms
5,700
Sqft
87.4 ac
Lot size
6
Garage
2008
Year built
Two
Levels
$1,333
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$45,526 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$45,526/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Hernando actives
$1,333 vs $197
Days on market
105 vs 37 typical
Where $1,333/sqft sits among the 102 Hernando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando
Get to know Hernando. See the full Hernando guide →
HERNANDO 34442 — neighborhood snapshot
Population
16,356
Median age
65.7
Median income
$55,473
Median home value
$295,900
Avg household
2.03
Households w/ children
868
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando market
$330K → $303K
Hernando median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
53 of 102
Hernando actives have cut their price
Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2664% above the HERNANDO 34442 median. See the full Hernando market guide →
Paper trail
This home's history
Reality check
What actually sold near 7650 N WHIPPOORWILL TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’25$385,000
232 E FALCON STREET
4 bd · 2 ba · 2,262 sqft · $170/sqft · 4 DOM
Sold · Nov ’25$434,500
1467 E ODIN DRIVE
4 bd · 2.5 ba · 2,188 sqft · $199/sqft · 117 DOM
Sold · Jun ’26$389,900
339 E ENFIELD LANE
4 bd · 2 ba · 1,930 sqft · $202/sqft · 394 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7650 N WHIPPOORWILL TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7650 N WHIPPOORWILL TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
7650 N WHIPPOORWILL TERRACE FAQs
What would the monthly payment be for 7650 N WHIPPOORWILL TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $45,526/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7650 N WHIPPOORWILL TERRACE?+
The most recent tax bill on record (2025) was $18,083. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7650 N WHIPPOORWILL TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hernando?+
At $7,600,000, this home is listed about 1940% above the Hernando median of $372,500. The market section on this page shows how the area is trending.
Which schools are assigned to 7650 N WHIPPOORWILL TERRACE?+
Forest Ridge Elementary School (elementary), Lecanto Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$7,600,000 runs 2664% above the HERNANDO 34442 median — but at 5,700 sqft it's also nearly 3 times the size of the typical Hernando listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
105 days on market against a Hernando median of 37 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $7,900,000, now $7,600,000 — a $300K cut. The full history is in the market section below.
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Katherine Britton. MLS #TB8494011.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Hernando homes, in your inbox
Like 7650 N WHIPPOORWILL TERRACE but not quite? A daily digest of every new listing in Hernando — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Steeve to ping you on any price or status change →