Steeve Cadeau
$162,900$179,9002 bd2 ba1,418 sqft$115 /sqft$1,694 /mo all-in ↓

1001 STARKEY ROAD UNIT 639, LARGO, FL, 33771

Active124 days on marketListed Apr 3, 2026MLS #TB8493450

Priced 23% below the LARGO 33771 medianReduced $17KManufactured HomePARADISE ISLAND CO-OP INC

About this home

1001 STARKEY ROAD UNIT 639

NOW AVAILABLE---WATERFRONT---PET FRIENDLY---SHARE PROPERTY **JUST REDUCED!!!! Here are the improvements that have been done. AC installed 2023 w raised duct work *Roof is 6-8 years old with new skylights *new flooring in kitchen and both bathrooms You have asked for: Share home with Water view * Raised Florida room * Covered side patio * In a Pet friendly location * Handicap ramp Pond views are the most sought-after locations in the park, and they rarely become available. Here is your opportunity to live the Florida lifestyle. The fact that this home has a front patio, a screened in back patio, and the covered patio off the back patio that gives you plenty of outside living spaces. The main entrance into this home is through the Florida room. The Florida room has multiple windows for natural light and is connected to the large open living room. The dining room is connected to the living room, the kitchen and the wide hallway. The Kitchen is the heart of this home. There is plenty of storage and walk around room for more than one cook at a time. The great thing about this kitchen is that it is open to the dining room. The second entrance for the home is off the carport, with a handicap ramp. Original steps are underneath. The guest bathroom is across the wide hallway from the guest bedroom. It has the tub-shower combo with a laundry closet. The spacious guest bedroom has a walk-in closet and room for a bedroom set and a desk. The back of the home has the master suite. Large room that can easily handle a King size bedroom set and a small seating area. The master bath has a make-up station, and a walk-in-shower. Both bathrooms have new flooring. The front covered patio is a great space to enjoy your morning coffee. There are 2 additional patios out back. One is a screened in patio with entrances to the carport and the back yard. The other one is a covered patio that would be great place to set up a grill and enjoy the sunsets. On the carport you have the storage shed, a long handicap ramp, and access to the covered patio facing the pond. Paradise Island Coop amenities: UNLIMITED WATER & SEWER * 2 TIMES WEEKLY GARBAGE PICKUP *MAIL DELIVERY TO YOUR MAILBOX IN FRONT OF HOME* YARD CARE (MOW, EDGE, BLOWN OFF AREAS) * SPECTRUM CABLE & WIFI SERVICE ALL THIS IS INCLUDED FOR ONLY $461.40 MONTHLY Other amenities include large, heated pool and hot tub that is available 7 days a week. There is also a plethora of clubs that you can join if you so desire. This is a well-established and maintained park. The following is a disclaimer for this property. ** This home is a double wide with 2 sides. One is 13x44=572 ft., the other side is 13x56=672ft for a total of approximately 1,244sq. ft. The titles have the exact measurements of the mobile. ** The information provided herein is believed to be accurate, but is not guaranteed**

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,418

Sqft

0 ac

Lot size

1994

Year built

One

Levels

$115

Per sqft

Water view55+ community

Inside

FlooringCarpet · Laminate
AppliancesDishwasher · Dryer · Electric Water Heater · Exhaust Fan · Range · Range Hood · Refrigerator · Washer
InteriorAccessibility Features · Ceiling Fan(s) · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Vaulted Ceiling(s)
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingElectric

Outside & construction

RoofRoof Over
ConstructionVinyl Siding
FoundationCrawlspace · Pillar/Post/Pier
ViewWater
FacesEast
ExteriorRain Gutters · Sidewalk

Community & fees

HOA fee$461/mo
Taxes (2025)$506/yr
PetsCats OK, Dogs OK
CommunityFishing · Waterfront · Clubhouse · Golf Carts OK · Pool · Sidewalks · Wheelchair Access

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fire Hydrant · Public · Sewer Connected · Underground Utilities · Water Connected
WaterCanal/Lake For Irrigation · Public

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,694 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$959
FHA mortgage insurance (est.)$72
Property tax — 2025 actual bill$42
HOA fee — from the listing$461
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,702Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,702
Interest rate6.00%
Loan term

Estimated payment

$1,694/mo

Principal & interest$959
FHA mortgage insurance (est.)$72
Property taxes (actual bill)$42
HOA / condo fee$461
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $163K
$156KedgeAI estimate $169,724 · range $167K$177K$184K

vs edgeAI estimate

−4%

$/sqft vs Largo actives

$115 vs $238

Days on market

124 vs 52 typical

Where $115/sqft sits among the 400 Largo actives

105 · this home
81
76
67
42
29
$108–168$168–227$227–287$287–346$346–406$406+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Largo

Map of 1001 STARKEY ROAD UNIT 639

Drive times from this address

Downtown Tampa31 min
Tampa Int’l Airport (TPA)31 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Largo. See the full Largo guide →

LARGO 33771 — neighborhood snapshot

Population

27,908

Median age

51.8

Median income

$60,139

Median home value

$145,600

Avg household

2.05

Households w/ children

2,059

For the school run

Pinellas County School District

MiddleLargo Middle School★★★★★
ElementarySouthern Oak Elementary School★★★★
HighLargo High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller3.5 months of inventoryBuyer’s market

$340K$319K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

211 of 400

Largo actives have cut their price

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 23% below the LARGO 33771 median. See the full Largo market guide →

Paper trail

This home's history

CurrentPrice reduced to $162,900 $17K
Apr 3, 2026Listed at $179,900 · 124 days on market since
1994Built · PARADISE ISLAND CO-OP INC

Reality check

What actually sold near 1001 STARKEY ROAD UNIT 639

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1001 STARKEY ROAD UNIT 259Sold · Aug ’25

$159,900

1001 STARKEY ROAD UNIT 259 · same community

2 bd · 2 ba · 1,428 sqft · $112/sqft · 3 DOM

1001 STARKEY ROAD UNIT 177Sold · Apr ’26

$189,000

1001 STARKEY ROAD UNIT 177 · same community

2 bd · 2 ba · 1,376 sqft · $137/sqft · 44 DOM

1001 STARKEY ROAD UNIT 631Sold · Jul ’26

$152,000

1001 STARKEY ROAD UNIT 631 · same community

2 bd · 2 ba · 1,367 sqft · $111/sqft · 32 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1001 STARKEY ROAD UNIT 639 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1001 STARKEY ROAD UNIT 639 — before you fall in love.

See it in person

Schedule a tour

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Goes straight to Steeve’s phone and CRM.

Straight answers

1001 STARKEY ROAD UNIT 639 FAQs

What would the monthly payment be for 1001 STARKEY ROAD UNIT 639?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,694/mo — principal and interest, the actual property-tax bill, the $461/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1001 STARKEY ROAD UNIT 639?+

The association fee works out to $461 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1001 STARKEY ROAD UNIT 639?+

The most recent tax bill on record (2025) was $506. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1001 STARKEY ROAD UNIT 639?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Largo?+

At $162,900, this home is listed about 46% below the Largo median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1001 STARKEY ROAD UNIT 639?+

Largo Middle School (middle), Southern Oak Elementary School (elementary), Largo High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the LARGO 33771 market on paper

$162,900 is 23% below the LARGO 33771 median of $212,000, and at $115/sqft it sits under the Largo average of $252.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

124 days on market against a Largo median of 52 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Largo Middle School, Southern Oak Elementary School, Largo High School — Southern Oak Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $179,900, now $162,900 — a $17K cut. The full history is in the market section below.

Listing courtesy of FOREVER FLORIDA REAL ESTATE · Jackie Vaughan. MLS #TB8493450.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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