13428 NEPTUNE DRIVE, HUDSON, FL, 34667
Active107 days on marketListed Apr 8, 2026MLS #TB8493355
About this home
13428 NEPTUNE DRIVE
THIS IS A STEAL!!! JUST REDUCED!!! UNFURNISHED WATERFRONT! This freshly painted, fully remodeled, 3 bedroom, 2 bath, 1 car garage home is two lots away from the channel leading directly out to the Gulf!!! Bring your boat, canoes or jetskis and start living the dream. Home has been fully renovated! Living room, dining area, new kitchen w/stainless refrigerator w/icemaker, range, dishwasher, microwave, family room, covered porch and great floating dock! NO carpet! New appliances, cabinets and AC! No HOA fee or application. Call now for your private showing!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,258
Sqft
0.14 ac
Lot size
1
Garage
1965
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$174 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Hudson actives
$2 vs $198
Days on market
107 vs 42 typical
Where $2/sqft sits among the 400 Hudson actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hudson
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hudson. See the full Hudson guide →
HUDSON 34667 — neighborhood snapshot
Population
30,674
Median age
60.3
Median income
$51,106
Median home value
$214,200
Avg household
1.98
Households w/ children
2,095
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hudson market
$275K → $283K
Hudson median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
192 of 400
Hudson actives have cut their price
Median sold price, Hudson, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the HUDSON 34667 median. See the full Hudson market guide →
Paper trail
This home's history
Reality check
What actually sold near 13428 NEPTUNE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$325,000
13400 NEPTUNE DRIVE · same community
2 bd · 2 ba · 1,049 sqft · $310/sqft · 56 DOM
Sold · Dec ’25$250,000
13404 NEPTUNE DRIVE · same community
2 bd · 1 ba · 1,010 sqft · $248/sqft · 70 DOM
Sold · Feb ’26$148,000
7301 OSAGE DRIVE
2 bd · 2 ba · 1,248 sqft · $119/sqft · 164 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 13428 NEPTUNE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13428 NEPTUNE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
13428 NEPTUNE DRIVE FAQs
What would the monthly payment be for 13428 NEPTUNE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 13428 NEPTUNE DRIVE?+
The listing reports pets: Breed Restrictions, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hudson?+
At $1,995, this home is listed about 99% below the Hudson median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13428 NEPTUNE DRIVE?+
Fivay High School (high), Hudson Academy (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the HUDSON 34667 market on paper
$1,995 is 99% below the HUDSON 34667 median of $280,000, and at $2/sqft it sits under the Hudson average of $230.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
107 days on market against a Hudson median of 42 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $2,800, now $1,995 — a $805 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of GULF COAST RENTALS & PROP MGT · Pamela Jackson. MLS #TB8493355.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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