2410 TEA OLIVE TERRACE, VALRICO, FL, 33594
Active111 days on marketListed Apr 14, 2026MLS #TB8492220
About this home
2410 TEA OLIVE TERRACE
Tucked within the exclusive gated community of Arista in Valrico, this well-maintained Taylor Morrison home offers 3,518 sq ft of thoughtfully designed living space. Featuring 5 bedrooms, 4.5 bathrooms, a loft, which fully doubles as an additional bedroom with an ensuite bathroom, and a 3-car garage, the layout provides flexibility for a variety of living needs. This community features low HOA fees and no CDD. A welcoming paver walkway leads to the home’s entrance, setting the tone for the thoughtful details found throughout. The split floor plan offers added privacy, with the primary suite located separately from a rear ensuite bedroom/bath situation; ideal for guests or multigenerational living. A renovated back bathroom adds a modern touch. Recent updates include porcelain tile flooring throughout the main living areas and new carpet upstairs. Designed for both everyday living and entertaining, the kitchen is equipped with a double oven, granite countertops, and opens to the main living areas. Expansive sliding glass doors fully retract into the wall, creating a seamless indoor-outdoor living experience and extending to a screened-in lanai; perfect for enjoying Florida living year-round. Notable upgrades include a newer roof (2024), updated flooring throughout, including laminate on the stairs, a hybrid electric/heat pump water heater (2019), and multiple HVAC enhancements. Additional features such as crown molding, tray ceilings, chair rail detailing, and smart home wiring add both character and modern convenience. Insulated garage doors make a noticeable difference beyond just the garage itself. The fully fenced yard, oversized lot, and cul-de-sac location provide both privacy and space. The upstairs loft is equipped with a dedicated cooling system, and the home is pre-wired for an alarm system. Arista residents enjoy no CDD fees, reclaimed water for irrigation, and propane gas service. Conveniently located near HCA Brandon Hospital, shopping, dining, downtown Tampa, and major roadways. Information deemed reliable but not guaranteed. Buyer and buyer’s agent to verify all details.
Facts & features
The home at a glance
5
Bedrooms
4.5
Bathrooms
3,518
Sqft
0.26 ac
Lot size
3
Garage
2006
Year built
Two
Levels
$182
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,315 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,315/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Valrico actives
$182 vs $214
Days on market
111 vs 34 typical
Where $182/sqft sits among the 190 Valrico actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Arista
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Valrico. See the full Valrico guide →
Arista — neighborhood snapshot
Population
808
Median age
40
Median income
$99,444
Median home value
$395,100
Avg household
3
Households w/ children
133
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Valrico market
$450K → $437K
Valrico median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
103 of 190
Valrico actives have cut their price
Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 53% above the VALRICO 33594 median. See the full Valrico market guide →
Paper trail
This home's history
Reality check
What actually sold near 2410 TEA OLIVE TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$600,000
2412 DRAKE ELM TERRACE · same community
4 bd · 3 ba · 2,637 sqft · $228/sqft · 13 DOM
Sold · Aug ’25$527,000
205 BON VIE PLACE
5 bd · 4 ba · 3,490 sqft · $151/sqft · 23 DOM
Sold · Jun ’26$560,000
2214 VALTERRA VISTA WAY
5 bd · 4 ba · 3,424 sqft · $164/sqft · 91 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2410 TEA OLIVE TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2410 TEA OLIVE TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
2410 TEA OLIVE TERRACE FAQs
What would the monthly payment be for 2410 TEA OLIVE TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,315/mo — principal and interest, the actual property-tax bill, the $71/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2410 TEA OLIVE TERRACE?+
The association fee works out to $71 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2410 TEA OLIVE TERRACE?+
The most recent tax bill on record (2025) was $4,683. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2410 TEA OLIVE TERRACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Valrico?+
At $640,000, this home is listed about 35% above the Valrico median of $474,950. The market section on this page shows how the area is trending.
Which schools are assigned to 2410 TEA OLIVE TERRACE?+
Valrico Elementary School (elementary), Mann Middle School (middle), Brandon High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$640,000 runs 53% above the VALRICO 33594 median — but at 3,518 sqft it's also 58% larger than the typical Valrico listing.
02Time on market is leverage
111 days on market against a Valrico median of 34 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Valrico Elementary School, Mann Middle School, Brandon High School, Patricia Sullivan Metropolitan Ministries Partnership School — Valrico Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $699,000, now $640,000 — a $59K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Shelly Espy. MLS #TB8492220.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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