Steeve Cadeau
$1,025,000$1,200,0005 bd5 ba4,004 sqft$256 /sqft$6,855 /mo all-in ↓

4710 STEARNS ROAD, VALRICO, FL, 33596

Active117 days on marketListed Mar 29, 2026MLS #TB8490214

Reduced $175KPrivate poolSingle Family ResidenceUNPLATTED

About this home

4710 STEARNS ROAD

POOL HOME ON 1.76 ACRES in highly sought after Buckhorn Gulf Course Area: Experience the perfect blend of country charm and modern convenience —just minutes from city life, shopping, and dining. This expansive 5-BEDROOM, 4 FULL BATH, and 2 HALF BATH residence offers over 5,000 square feet under roof, thoughtfully designed for both comfort and entertaining. A grand entrance welcomes you as you pull into the CUSTOM PAVED CIRCLE DRIVE. The paved side walk leads you onto the huge WRAP-AROUND FRONT PORCH and sweeps you through CUSTOM DOUBLE DOORS into a stunning foyer, featuring a PRIVATE OFFICE to the left and a sleek modern staircase to the right. At the heart of the home is a massive, open-concept GOURMET KITCHEN equipped with GRANITE COUNTERTOPS throughout, a large BAR, DUAL SINKS, TWO WINE FRIDGES, GAS RANGE/OVEN, and an OVERSIZED refrigerator—perfect for hosting and everyday living. The kitchen flows seamlessly into the great room, living room, and formal dining area, where a WOOD-BURNING FIREPLACE adds warmth and elegance. A standout feature is the unique IN-LAW SUITE on the main level, offering ultimate privacy and luxury with DUAL TOILETS, DUAL SINKS, a spacious DUAL WALK-IN SHOWER with tile finishes, and TWO CUSTOM WALK-IN CLOSETS, all complemented by abundant natural light. Upstairs, you’ll find TWO PRIMARY SUITES. PRIMARY SUITE ONE is the luxurious main suite with a SPA-LIKE BATHROOM featuring a walk-in CUSTOM TILE SHOWER, modern TUB, DUAL SINKS set in GRANITE with beautiful tile finishes throughout. Step out onto your PRIVATE SCREENED BALCONY overlooking the pool, and fully fenced backyard. PRIMARY SUITE TWO is almost equally enchanting with TWO WALK-IN CLOSETS, a THIRD WALK-IN CLOSET OR OFFICE, LINEN CLOSET & large bedroom. There are two additional guest bedrooms with WALK-IN CLOSETS and a shared bath with shower/tub combo and DUEL SINKS set in GRANITE. All upstairs rooms feature energy-efficient THERMAL TRIPLE-PANE WELDED WINDOWS. Outdoor living is just as impressive, with a SCREENED LANAI, leading to a PAVED PATIO, SPARKLING POOL with a private pool 1/2 bath, and FIRE PIT—ideal for relaxing or entertaining. The expansive FULLY FENCED BACK YARD offers plenty of space for pets, gatherings, or outdoor activities. Storage shed conveys for extra storage space and the propane gas tank is under ground. Additional highlights include a private well, WHOLE HOUSE GENERATOR and septic system, along with numerous recent upgrades: ***2024: New shingle roof, New well pump, Pressure tank, Whole House water softener, New fence, New screened lanai****2025: Custom Apex Energy Solutions Windows thermal triple-pane welded frame (all upstairs windows replaced), New AC compressor and controller, Custom Apex Energy Solutions solid core front double doors. This one-of-a-kind property delivers space, privacy, and upscale features—country living at its finest with city conveniences. 30 minutes to DOWN TOWN TAMPA, 37 minutes to TAMPA INTERNATIONAL AIRPORT. THIS IS A MUST SEE!!!

Facts & features

The home at a glance

5

Bedrooms

5

Bathrooms

4,004

Sqft

1.76 ac

Lot size

1993

Year built

Two

Levels

$256

Per sqft

Private poolFireplaceGarden & Trees/Woods view

Inside

FlooringCeramic Tile · Laminate
AppliancesBar Fridge · Cooktop · Dishwasher · Disposal · Exhaust Fan · Freezer · Microwave · Range · Range Hood · Refrigerator · Water Softener · Wine Refrigerator
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Stone Counters · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco · Wood Frame
FoundationSlab
ViewGarden · Trees/Woods
FacesSouth
ExteriorBalcony · Dog Run · Fire Pit · Private Entrance · Private Mailbox · Private Yard · Sidewalk · Storage

Community & fees

Taxes (2025)$9,357/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Propane · Water Connected
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,855 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,531
PMI (est., until 20% equity)$384
Property tax — 2025 actual bill$780
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $102,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $102,500
Interest rate6.00%
Loan term

Estimated payment

$6,855/mo

Principal & interest$5,531
PMI (est., until 20% equity)$384
Property taxes (actual bill)$780
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs UNPLATTED

$256 vs $312

Days on market

117 vs 34 typical

Where $256/sqft sits among the 162 homes for sale in UNPLATTED

75 · this home
37
18
11
8
13
$175–295$295–414$414–534$534–654$654–773$773+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Valrico

Map of 4710 STEARNS ROAD

Drive times from this address

Downtown Tampa26 min
Tampa Int’l Airport (TPA)39 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Valrico. See the full Valrico guide →

The numbers that matter

The Valrico market

Seller’s marketLeans seller3.2 months of inventoryBuyer’s market

$445K$437K

Valrico median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

74 of 162

UNPLATTED have cut their price

Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 116% above the Valrico median. See the full Valrico market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,025,000 $175K
Mar 29, 2026Listed at $1,200,000 · 117 days on market since
1993Built · UNPLATTED

Reality check

What actually sold near 4710 STEARNS ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

908 PELOTE CEMETERY ROADSold · Dec ’25

$1,450,000

908 PELOTE CEMETERY ROAD · same community

6 bd · 4.5 ba · 3,982 sqft · $364/sqft · 10 DOM

6201 BOB HEAD ROADSold · Dec ’25

$640,000

6201 BOB HEAD ROAD · same community

4 bd · 2.5 ba · 3,741 sqft · $171/sqft · 102 DOM

8903 DONNA LU DRIVESold · Dec ’25

$1,185,000

8903 DONNA LU DRIVE · same community

3 bd · 2 ba · 2,106 sqft · $563/sqft · 98 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4710 STEARNS ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4710 STEARNS ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

4710 STEARNS ROAD FAQs

What would the monthly payment be for 4710 STEARNS ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,855/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4710 STEARNS ROAD?+

The most recent tax bill on record (2025) was $9,357. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Valrico?+

At $1,025,000, this home is listed about 116% above the Valrico median of $474,950. The market section on this page shows how the area is trending.

The brief

Four things that matter here

01Positioned at the premium end

$1,025,000 runs 116% above the Valrico median — but at 4,004 sqft it's also nearly twice the size of the typical Valrico listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

117 days on market against a Valrico median of 34 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $1,200,000, now $1,025,000 — a $175K cut. The full history is in the market section below.

Listing courtesy of SANTANA AND COMPANY REAL ESTATE · Ruth Santana. MLS #TB8490214.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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