Steeve Cadeau

153 HORSESHOE BEND, RIVER RANCH, FL, 33867

Active118 days on marketListed Mar 27, 2026MLS #TB8489348

Priced 26% below the RIVER RANCH 33867 medianOUTDOOR RESORTS RIVER RANCH RV RESORT PH 02

About this home

153 HORSESHOE BEND

UNBEATABLE OPPORTUNITY! Own your piece of Florida paradise for just $110,000—the most competitively priced lot currently available in the popular River Ranch RV Resort! This fee-simple, deeded lot means NO LOT RENT and true property ownership. Located on the highly sought-after Horseshoe Bend, Lot 153 is the perfect entry-level luxury lot or investment property. This meticulously maintained space offers the ultimate "Old Florida" charm with a perfect balance of mature shade trees, sunshine, and privacy hedges that create a secluded oasis. Enjoy evening dinners under the glow of custom cafe lights in the dedicated dining area, which also includes ample space for golf cart parking. This prime location is just steps away from the resort pools, laundry facilities, and bathhouses for maximum convenience. The quarterly HOA fee covers water, sewer, cable TV, lawn maintenance, trash removal, and 24-hour gated security. Hop on your golf cart and explore the world-class amenities of Westgate River Ranch Resort & Rodeo, featuring the famous Saturday Night Rodeo, a brand-new Water Park, Saloon, airboat rides, and more. This property is lease-friendly, pet-friendly, and has no RV age restrictions. Whether you are a weekend warrior, a seasonal snowbird, or looking for a turnkey rental, Lot 153 is a fan favorite that won't last at this price!

Facts & features

The home at a glance

0.06 ac

Lot size

Pets allowed

Inside

Outside & construction

Community & fees

HOA fee$314/mo
Taxes (2025)$1,458/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Available · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,355 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$706
FHA mortgage insurance (est.)$53
Property tax — 2025 actual bill$121
HOA fee — from the listing$314
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,200Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,200
Interest rate6.00%
Loan term

Estimated payment

$1,355/mo

Principal & interest$706
FHA mortgage insurance (est.)$53
Property taxes (actual bill)$121
HOA / condo fee$314
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside River Ranch

Map of 153 HORSESHOE BEND

Get to know River Ranch. See the full River Ranch guide →

RIVER RANCH 33867 — neighborhood snapshot

Population

64

Median age

69.8

Avg household

1.21

For the school run

Polk County School District

ElementaryFrostproof Ben Hill Griffin Junior Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The River Ranch market

Seller’s marketLeans buyer7.5 months of inventoryBuyer’s market

$237K$181K

River Ranch median sold, yr/yr

92.8%

Sale-to-list ratio (12 mo)

Median sold price, River Ranch, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 26% below the RIVER RANCH 33867 median. See the full River Ranch market guide →

Paper trail

This home's history

Mar 27, 2026Listed at $120,000 · 118 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 153 HORSESHOE BEND — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 153 HORSESHOE BEND — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

153 HORSESHOE BEND FAQs

What would the monthly payment be for 153 HORSESHOE BEND?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,355/mo — principal and interest, the actual property-tax bill, the $314/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 153 HORSESHOE BEND?+

The association fee works out to $314 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 153 HORSESHOE BEND?+

The most recent tax bill on record (2025) was $1,458. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 153 HORSESHOE BEND?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in River Ranch?+

At $120,000, this home is listed about 14% below the River Ranch median of $139,000. The market section on this page shows how the area is trending.

Which schools are assigned to 153 HORSESHOE BEND?+

Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of FUTURE HOME REALTY INC · Michelle Chandler. MLS #TB8489348.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New River Ranch homes, in your inbox

Like 153 HORSESHOE BEND but not quite? A daily digest of every new listing in River Ranch — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Steeve to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 23, 2026 at 7:35 AM UTC. The listing information on this page last changed on July 23, 2026 at 7:35 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 23, 2026 at 7:35 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 23, 2026 at 7:35 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.