Steeve Cadeau
$530,000$549,9004 bd3 ba2,455 sqft$216 /sqft$3,794 /mo all-in ↓

6815 MITCHELL CIRCLE, TAMPA, FL, 33634

Active125 days on marketListed Mar 19, 2026MLS #TB8487339

Reduced $20KSingle Family ResidenceTOWNN COUNTRY PARK SEC 9 UN 08

About this home

6815 MITCHELL CIRCLE

Welcome Home to Twelve Oaks in Town & Country! Step into this beautifully maintained and spacious residence, perfectly situated in the highly desirable Twelve Oaks community. Offering 2,455 sq ft of thoughtfully designed living space, this two-story home blends comfort, functionality, and style ideal for families or anyone seeking room to grow. This home features 4 bedrooms, 2 full bathrooms, 2 half bathrooms, plus a versatile loft with a closet that can easily be converted into a 5th bedroom. From the moment you enter through the double doors, you’re greeted by a bright and inviting foyer and a fully tiled first floor. Enjoy a formal living room with a cozy fireplace, an elegant dining area, and a convenient half bath. A flex bonus room provides endless possibilities, perfect for a home office, gym, or playroom. The heart of the home is the spacious kitchen, complete with a large island and open flow into the family room. Sliding glass doors lead out to the backyard, creating a seamless indoor-outdoor living experience. The primary bedroom is conveniently located on the first floor, featuring a walk-in closet and an en-suite bath with dual vanities and an overhead shower. Upstairs, you’ll find beautiful wood flooring throughout, along with a generous loft space ready to adapt to your needs. Three upstairs bedrooms, and a Jack-and-Jill bathroom. Updates include: Roof (2017) Impact windows & siding (2019) Sprinkler system replaced Both AC units replaced by current owner Water Heater (2026) Kitchen and bathrooms remodeled by previous owner Prime Location! Just minutes from shopping, dining, downtown Tampa, major sports venues, Tampa International Airport, and the area’s beautiful beaches.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,455

Sqft

0.19 ac

Lot size

2

Garage

1974

Year built

Two

Levels

$216

Per sqft

FireplacePets allowed

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco · Wood Siding
FoundationSlab
FacesWest
ExteriorFire Pit · Irrigation System · Private Mailbox · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$3,357/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,794 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,120
FHA mortgage insurance (est.)$234
Property tax — 2025 actual bill$280
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,550Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,550
Interest rate6.00%
Loan term

Estimated payment

$3,794/mo

Principal & interest$3,120
FHA mortgage insurance (est.)$234
Property taxes (actual bill)$280
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $530K
$509KedgeAI estimate $687,921 · range $567K$1.1M$1.2M

vs edgeAI estimate

−23%

Days on market

125 vs 33 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Twelve Oaks

Map of 6815 MITCHELL CIRCLE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)14 min
Downtown Tampa17 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Twelve Oaks — neighborhood snapshot

Population

3,084

Median age

40

Median income

$83,005

Median home value

$325,952

Avg household

3

Households w/ children

429

The numbers that matter

The Tampa market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$430K$455K

Tampa median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 23% above the TAMPA 33634 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $530,000 $20K
Mar 19, 2026Listed at $549,900 · 125 days on market since
1974Built · TOWNN COUNTRY PARK SEC 9 UN 08

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 6815 MITCHELL CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6815 MITCHELL CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

6815 MITCHELL CIRCLE FAQs

What would the monthly payment be for 6815 MITCHELL CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,794/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 6815 MITCHELL CIRCLE?+

The most recent tax bill on record (2025) was $3,357. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6815 MITCHELL CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $530,000, this home is listed about 14% above the Tampa median of $464,900. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$530,000 runs 23% above the TAMPA 33634 median — but at 2,455 sqft it's also 53% larger than the typical Tampa listing.

02Time on market is leverage

125 days on market against a Tampa median of 33 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $549,900, now $530,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of FUTURE HOME REALTY INC · Francisco Silva Gonzalez. MLS #TB8487339.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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