Steeve Cadeau
$899,000$999,9994 bd3 ba2,554 sqft$352 /sqft$6,213 /mo all-in ↓

16108 5TH STREET E, REDINGTON BEACH, FL, 33708

Active123 days on marketListed Mar 20, 2026MLS #TB8487331

Reduced $101KWaterfrontSingle Family ResidenceREDINGTON BEACH HOMES 6TH ADD

About this home

16108 5TH STREET E

Virtually Staged. Experience the pinnacle of island living in one of Pinellas County’s most coveted beach escapes. This isn’t just a 4-bedroom, 3-bath house—it’s your private sanctuary designed for unforgettable hosting. At the heart of the home, a chef’s kitchen sparkles with marble accents and new cabinets, offering plenty of space to pull up a bar stool from every side, creating a true entertainer's space. Privacy is paramount here, featuring a clever split-bedroom floor plan that includes a secret second ensuite, which can be built out as a rare mother-in-law suite on the beach side. Inside, designer touches like wood-beamed ceilings and shiplap walls add soul to every room. This stunning home features upgrades but still leaves room for your finishing touches, and it is listed below market value for the savvy investor. Step outside to your personal waterfront theater: a composite dock with a 12K lb lift awaits your boat, while the massive patio—complete with its own ledger-rock fireplace—serves as the front-row seat for holiday boat parades and nightly technicolor sunsets. This section of waterfront is private, surrounded by local homeowners, deep water, and no low bridge obstructions. It offers privacy as well as easy boatability access for any yacht or sailboat. Property is being sold as is with the right to inspect. A contractor is also available to start work on day one if you need assistance. Schedule your showing today!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,554

Sqft

0.16 ac

Lot size

1

Garage

1954

Year built

One

Levels

$352

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesElectric Water Heater · Microwave
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofOther
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesEast
ParkingCovered · Driveway
ExteriorLighting · Private Entrance · Private Mailbox · Private Yard · Sliding Doors · Storage

Community & fees

Taxes (2025)$10,373/yr
PetsYes
CommunityNone

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,213 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,851
PMI (est., until 20% equity)$337
Property tax — 2025 actual bill$864
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $89,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $89,900
Interest rate6.00%
Loan term

Estimated payment

$6,213/mo

Principal & interest$4,851
PMI (est., until 20% equity)$337
Property taxes (actual bill)$864
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $899K
$576KedgeAI estimate $733,988 · range $600K$1.1M$1.1M

vs edgeAI estimate

+22.5%

$/sqft vs Redington Beach actives

$352 vs $648

Days on market

123 vs 84 typical

Where $352/sqft sits among the 35 Redington Beach actives

10 · this home
10
10
1
2
2
$352–531$531–709$709–888$888–1067$1067–1245$1245+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Redington Beach

Map of 16108 5TH STREET E

Get to know Redington Beach. See the full Redington Beach guide →

REDINGTON BEACH 33708 — neighborhood snapshot

Population

15,306

Median age

61.1

Median income

$83,773

Median home value

$463,700

Avg household

1.9

Households w/ children

600

For the school run

Pinellas County School District

ElementaryOrange Grove Elementary School★★★★★
MiddleOsceola Middle School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Redington Beach market

Seller’s marketLeans buyer9.4 months of inventoryBuyer’s market

$825K$943K

Redington Beach median sold, yr/yr

92.2%

Sale-to-list ratio (12 mo)

14 of 35

Redington Beach actives have cut their price

Median sold price, Redington Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 85% above the REDINGTON BEACH 33708 median. See the full Redington Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $899,000 $101K
Mar 20, 2026Listed at $999,999 · 123 days on market since
1954Built · REDINGTON BEACH HOMES 6TH ADD

Reality check

What actually sold near 16108 5TH STREET E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

16016 4TH STREET ESold · Jan ’26

$800,000

16016 4TH STREET E · same community

4 bd · 2.5 ba · 2,175 sqft · $368/sqft · 80 DOM

16111 5TH STREET ESold · Apr ’26

$1,300,000

16111 5TH STREET E · same community

3 bd · 2 ba · 2,104 sqft · $618/sqft · 17 DOM

413 161ST AVENUESold · Jun ’26

$750,000

413 161ST AVENUE · same community

5 bd · 3 ba · 1,950 sqft · $385/sqft · 95 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 16108 5TH STREET E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16108 5TH STREET E — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

16108 5TH STREET E FAQs

What would the monthly payment be for 16108 5TH STREET E?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,213/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 16108 5TH STREET E?+

The most recent tax bill on record (2025) was $10,373. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 16108 5TH STREET E?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Redington Beach?+

At $899,000, this home is priced right at the Redington Beach median.

Which schools are assigned to 16108 5TH STREET E?+

Orange Grove Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$899,000 runs 85% above the REDINGTON BEACH 33708 median — but at 2,554 sqft it's also 35% larger than the typical Redington Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Orange Grove Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $999,999, now $899,000 — a $101K cut. The full history is in the market section below.

Listing courtesy of REDFIN CORPORATION · Dawn Liedtke. MLS #TB8487331.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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