20TH AVENUE SE, NAPLES, FL, 34117
Active128 days on marketListed Mar 18, 2026MLS #TB8487238
About this home
20TH AVENUE SE
Build your dream home or invest in future development on this 5-acre parcel located on 20th Avenue SE in Naples, Florida 34117. Situated in the growing Golden Gate Estates area, this property offers a rare combination of space, privacy, and long-term potential. The property features Paved road access with an Electric pole nearby, helping support future development. With No HOA and No CDD, buyers have the flexibility to build according to their plans. Qualified buyers may finance with as little as 20% down, making this an attractive opportunity for both end users and investors. With 5 acres, the property is ideal for a custom estate home with room for additional structures such as a guest house, workshop, barn, RV storage, or other permitted improvements. Golden Gate Estates continues to experience strong demand due to its larger homesites, privacy, and ongoing growth. Conveniently located near shopping, dining, schools, and everyday amenities, with access to Immokalee Road, Collier Boulevard, and I-75 for easy travel to Naples, surrounding areas, and Gulf beaches. This property presents an excellent opportunity for builders, investors, or buyers seeking space and flexibility in a high-demand area. Builder opportunity – 5 acres in a growing Naples market, ideal for those looking to develop, hold, or build a custom estate in a location with continued demand for land and new construction.
Facts & features
The home at a glance
5 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,381 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,381/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Golden Gate Estates
Get to know Naples. See the full Naples guide →
Golden Gate Estates — neighborhood snapshot
Population
42,042
Median age
44
Median income
$97,672
Median home value
$434,402
Avg household
3
Households w/ children
3,942
For the school run
Collier County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Naples market
$535K → $625K
Naples median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
Median sold price, Naples, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% above the NAPLES 34117 median. See the full Naples market guide →
Paper trail
This home's history
Reality check
What actually sold near 20TH AVENUE SE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$530,000
3210 10th Ave SE, Naples FL 34117
4 bd · 2 ba · 1,608 sqft · $330/sqft · 19 DOM
Sold · Aug ’25$425,000
2911 14TH AVENUE SE
4 bd · 2 ba · 1,690 sqft · $251/sqft · 5 DOM
Sold · Sep ’25$650,000
3473 14TH AVENUE SE
3 bd · 2.5 ba · 1,965 sqft · $331/sqft · 30 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 20TH AVENUE SE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20TH AVENUE SE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
20TH AVENUE SE FAQs
What would the monthly payment be for 20TH AVENUE SE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,381/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 20TH AVENUE SE?+
The most recent tax bill on record (2025) was $1,282. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Naples?+
At $176,000, this home is listed about 68% below the Naples median of $547,500. The market section on this page shows how the area is trending.
Which schools are assigned to 20TH AVENUE SE?+
Cypress Palm Middle School (middle), Sabal Palm Elementary School (elementary), Palmetto Ridge High School (high) — Collier County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PLANTATION REALTY, INC. · Carol Villani. MLS #TB8487238.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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