400 CENTRAL AVENUE UNIT 2102, ST PETERSBURG, FL, 33701
Active151 days on marketListed Mar 16, 2026MLS #TB8486511
About this home
400 CENTRAL AVENUE UNIT 2102
Relocating to St. Petersburg, in town for an extended assignment, or simply not ready to purchase? This fully furnished, turn-key residence at The Residences at 400 Central offers an exceptional opportunity to enjoy luxury downtown living with unmatched convenience. Located on the 21st floor of St. Petersburg's newest premier high-rise, this 3-bedroom, 2.5-bath residence is thoughtfully appointed with everything needed for an effortless move-in experience, including furnishings, linens, cookware, kitchen essentials, and housewares—simply bring your suitcase. Floor-to-ceiling glass showcases breathtaking city views and spectacular sunsets, while an expansive private terrace spanning over 50 feet extends the living space outdoors with direct access from the living room and all three bedrooms. The open-concept floor plan is filled with natural light and designed for both comfortable everyday living and entertaining. Residents enjoy access to an unparalleled collection of resort-style amenities, including the iconic 46th-floor Sky Lounge and Observation Deck, resort-style pool deck, state-of-the-art fitness center, wellness spaces, theater lounge, private dining and entertainment areas, co-working spaces, and concierge services. Two parking spaces are included—one assigned and one valet—and pets are welcome with no additional resort fees. Ideally situated in the heart of downtown St. Petersburg, you are just steps from award-winning restaurants, museums, waterfront parks, entertainment venues, shopping, and the vibrant energy that makes this city one of Florida's most desirable destinations. Available for lease, this exceptional residence offers a rare opportunity to enjoy a sophisticated, lock-and-leave lifestyle in one of downtown St. Petersburg's most sought-after addresses.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,762
Sqft
0 ac
Lot size
2
Garage
2026
Year built
One
Levels
$5
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$229 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$229/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs 400 CENTRAL
$5 vs $1,000
Days on market
151 vs 58 typical
Where $5/sqft sits among the 29 homes for sale in 400 CENTRAL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33701 — neighborhood snapshot
Population
18,485
Median age
46.3
Median income
$69,098
Median home value
$590,900
Avg household
1.65
Households w/ children
934
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
14 of 29
400 CENTRAL have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ST PETERSBURG 33701 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 400 CENTRAL AVENUE UNIT 2102
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$1,553,750
400 CENTRAL AVENUE UNIT 2502 · same community
3 bd · 2.5 ba · 1,762 sqft · $882/sqft · 0 DOM
Sold · Feb ’26$1,620,100
400 CENTRAL AVENUE UNIT 2402 · same community
3 bd · 2.5 ba · 1,762 sqft · $919/sqft · 0 DOM
Sold · Jan ’26$1,489,900
400 CENTRAL AVENUE UNIT 1502 · same community
3 bd · 2.5 ba · 1,762 sqft · $846/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 400 CENTRAL AVENUE UNIT 2102 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 400 CENTRAL AVENUE UNIT 2102 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
400 CENTRAL AVENUE UNIT 2102 FAQs
What would the monthly payment be for 400 CENTRAL AVENUE UNIT 2102?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $229/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 400 CENTRAL AVENUE UNIT 2102?+
The listing reports pets: Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $9,500, this home is listed about 98% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 400 CENTRAL AVENUE UNIT 2102?+
Campbell Park Elementary School (elementary), John Hopkins Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST PETERSBURG 33701 market on paper
$9,500 is 99% below the ST PETERSBURG 33701 median of $770,000, and at $5/sqft it sits under the St Petersburg average of $381.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
151 days on market against a St Petersburg median of 58 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $11,000, now $9,500 — a $2K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MICHAEL SAUNDERS & COMPANY · Rodger Kooser. MLS #TB8486511.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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