Steeve Cadeau

0 SEDDON COVE WAY UNIT 19, TAMPA, FL, 33602

Active146 days on marketListed Mar 16, 2026MLS #TB8485208

Priced 62% below the TAMPA 33602 medianWaterfrontDock-RackominiumHARBOR ISLAND MARINA PH 1

About this home

0 SEDDON COVE WAY UNIT 19

Rare Harbour Island Marina Boat Slip #19 with a 15-ton (30,000-lb) lift and walk-around platforms, located directly in front of the community pool in the privately gated Seddon Cove neighborhood. This deep-water slip along Seddon Channel provides easy dock access, even if you don’t live on the waterfront, and accommodates vessels up to 50' with a 14' beam. Enjoy unrestricted boating with no fixed-span bridges, offering effortless access to Tampa Bay and the Gulf of Mexico, as well as downtown Tampa’s restaurants, entertainment, and events. Power and water are at the dock - (the 50/30 amp service is available but is billed for actual use-recent was about $11/quarter for fridge and batteries.) Water is available at no additional charge beyond the maintenance fees, with dockside storage included. Buyers should verify all dimensions and suitability for their own vessel. OWNERSHIP RESTRICTIONS APPLY: Buyer must own property within the gates of SNA to purchase slip. Optional and sold separately...3-bedroom, 3-bath Seddon Cove condo at 947 Seddon Cove Way (MLS #TB8485195)—a rare chance to combine residence and boat slip!!

Facts & features

The home at a glance

0.02 ac

Lot size

One

Levels

Waterfront

Inside

LaundryNone

Outside & construction

ConstructionCement Siding · Concrete · Metal Frame
FoundationConcrete Perimeter · Pillar/Post/Pier
FacesWest

Community & fees

HOA fee$300/mo
Taxes (2025)$1,506/yr
PetsDogs OK
CommunityBay/Harbor Front · Boat Slip · Dock · Fishing · Waterfront

Utilities & systems

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,072 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,383
FHA mortgage insurance (est.)$104
Property tax — 2025 actual bill$126
HOA fee — from the listing$300
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,222Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,222
Interest rate6.00%
Loan term

Estimated payment

$2,072/mo

Principal & interest$1,383
FHA mortgage insurance (est.)$104
Property taxes (actual bill)$126
HOA / condo fee$300
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Tampa

Map of 0 SEDDON COVE WAY UNIT 19

Drive times from this address

Downtown Tampa3 min
Tampa Int’l Airport (TPA)17 min
Walt Disney World71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

TAMPA 33602 — neighborhood snapshot

Population

19,694

Median age

35.2

Median income

$88,569

Median home value

$560,400

Avg household

1.78

Households w/ children

1,289

For the school run

Hillsborough County School District

ElementaryGorrie Elementary School★★★★★
MiddleWilson Middle School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★
HighPlant High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$434K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 62% below the TAMPA 33602 median. See the full Tampa market guide →

Paper trail

This home's history

Mar 16, 2026Listed at $234,900 · 146 days on market since

Reality check

What actually sold near 0 SEDDON COVE WAY UNIT 19

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

0 SEDDON COVE WAY UNIT 25Sold · Jun ’26

$75,000

0 SEDDON COVE WAY UNIT 25 · same community

43 DOM

100 Huron Ave, Tampa FL 33606Sold · Jun ’26

$730,000

100 Huron Ave, Tampa FL 33606

3 bd · 2 ba · 28 DOM

414 DANUBE AVENUESold · Sep ’25

$400,000

414 DANUBE AVENUE

2 bd · 1.5 ba · 981 sqft · $408/sqft · 155 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 0 SEDDON COVE WAY UNIT 19 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 0 SEDDON COVE WAY UNIT 19 — before you fall in love.

See it in person

Schedule a tour

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Straight answers

0 SEDDON COVE WAY UNIT 19 FAQs

What would the monthly payment be for 0 SEDDON COVE WAY UNIT 19?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,072/mo — principal and interest, the actual property-tax bill, the $300/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 0 SEDDON COVE WAY UNIT 19?+

The association fee works out to $300 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 0 SEDDON COVE WAY UNIT 19?+

The most recent tax bill on record (2025) was $1,506. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 0 SEDDON COVE WAY UNIT 19?+

The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $234,900, this home is listed about 48% below the Tampa median of $450,000. The market section on this page shows how the area is trending.

Which schools are assigned to 0 SEDDON COVE WAY UNIT 19?+

Gorrie Elementary School (elementary), Wilson Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Plant High School (high) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the TAMPA 33602 market on paper

$234,900 is 62% below the TAMPA 33602 median of $614,900.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

146 days on market against a Tampa median of 42 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Gorrie Elementary School, Wilson Middle School, Patricia Sullivan Metropolitan Ministries Partnership School, Plant High School — Gorrie Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of PALERMO REAL ESTATE PROF. INC. · Ree Waltzer. MLS #TB8485208.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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