3808 N OAK DRIVE UNIT U42, TAMPA, FL, 33611
Active152 days on marketListed Mar 10, 2026MLS #TB8484983
About this home
3808 N OAK DRIVE UNIT U42
Upstairs end unit in desirable South Tampa area. Two bedrooms with a Jack-n-Jill style bathroom that offers dual sinks, vanities and storage. Both bedrooms have WALK-IN CLOSETS and four high impact DP70 rated windows. The kitchen has smudge-free stainless steel appliances, it overlooks the main living area, perfect for entertaining. Living and dining room open onto a covered and SCREENED LANAI. It's a wonderful place to enjoy your coffee and the FLORIDA LIFESTYLE all year round! The laundry closet is located on the lanai and has additional storage. HVAC system in 2022 with full warranty for ten years. NO flood zone. One assigned parking spot with extra parking available for guest. Monthly HOA fee of $485.00 includes Internet, Basic Cable, Sewer, Trash, Water, Community Pool, Escrow Reserves Fund, Maintenance of Exterior Building, Maintenance Grounds, On Site Manager, Pest Control, Private Road. A lovely community POND HAS AN EXPANSIVE PIER that offers the perfect spot to relax. Enjoy the SPARKLING COMMUNITY POOL on those warm summer days! Community has a clubhouse and RV/BOAT parking area. Conveniently located off South Dale Mabry Hwy within minutes of shopping, dining, MacDill AFB, Airport, Gandy Bridge, and the Crosstown Expressway.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
781
Sqft
0 ac
Lot size
1981
Year built
One
Levels
$280
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,090 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,090/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−20.6%
$/sqft vs Tampa actives
$280 vs $301
Days on market
152 vs 42 typical
Where $280/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fair Oaks / Manhattan Manor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Fair Oaks / Manhattan Manor — neighborhood snapshot
Population
4,862
Median age
42
Median income
$70,896
Median home value
$393,257
Avg household
2
Households w/ children
510
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $434K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
206 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 47% below the TAMPA 33611 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 3808 N OAK DRIVE UNIT U42
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$165,000
3802 N OAK DRIVE UNIT W22 · same community
2 bd · 1 ba · 781 sqft · $211/sqft · 79 DOM
Sold · Dec ’25$124,000
4508 S OAK DRIVE UNIT T22 · same community
2 bd · 1 ba · 781 sqft · $159/sqft · 12 DOM
Sold · Jun ’26$97,500
3804 N OAK DRIVE UNIT X21 · same community
1 bd · 1 ba · 578 sqft · $169/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3808 N OAK DRIVE UNIT U42 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3808 N OAK DRIVE UNIT U42 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
3808 N OAK DRIVE UNIT U42 FAQs
What would the monthly payment be for 3808 N OAK DRIVE UNIT U42?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,090/mo — principal and interest, the actual property-tax bill, the $485/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3808 N OAK DRIVE UNIT U42?+
The association fee works out to $485 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3808 N OAK DRIVE UNIT U42?+
The most recent tax bill on record (2025) was $706. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3808 N OAK DRIVE UNIT U42?+
The listing reports pets: Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $219,000, this home is listed about 51% below the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3808 N OAK DRIVE UNIT U42?+
Anderson Elementary School (elementary), Madison Middle School (middle), Robinson High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the TAMPA 33611 market on paper
$219,000 is 47% below the TAMPA 33611 median of $410,000, and at $280/sqft it sits under the Tampa average of $346.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
152 days on market against a Tampa median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Anderson Elementary School, Madison Middle School, Robinson High School, Patricia Sullivan Metropolitan Ministries Partnership School — Robinson High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of JACK KELLER INC · John Keller. MLS #TB8484983.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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