19216 RIDGELAKE DRIVE, LUTZ, FL, 33549
Active132 days on marketListed Mar 14, 2026MLS #TB8484236
About this home
19216 RIDGELAKE DRIVE
Luxury home in Lutz, Fl on 1.69 acres of conservation!! Welcome to this beautifully maintained 4-bedroom, 3 1/2-bathroom home nestled on 1.69 acres conservation lot in the desirable Lutz area. The Primary Suite has a lounge area that provides an area for relaxation and serenity. Offering the perfect blend of privacy and natural beauty, this property backs to peaceful conservation views, creating a tranquil retreat while still being conveniently located near shopping, dining, and major roadways. Inside, the home features a spacious and functional layout designed for both comfortable living and entertaining. The open living areas flow seamlessly to the outdoor space, where a stunning oversized screened lanai with a built-in grille invites you to relax and enjoy the surrounding nature. The generously sized bedrooms provide flexibility for family, guests, or a home office, while the 3 full bathrooms provide convenience and comfort. The large lot provides plenty of space to enjoy outdoor living, gardening, or simply appreciating the privacy and scenic views. This rare conservation property provides the best of Florida living — space, serenity, and a beautiful connection to nature — all within close proximity to everything Lutz and the greater Tampa area have to give.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,544
Sqft
1.69 ac
Lot size
2
Garage
1995
Year built
One
Levels
$293
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,827 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,827/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lutz actives
$293 vs $243
Days on market
132 vs 35 typical
Where $293/sqft sits among the 263 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33549 — neighborhood snapshot
Population
18,816
Median age
44.1
Median income
$85,066
Median home value
$339,400
Avg household
2.58
Households w/ children
2,040
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$580K → $487K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
148 of 263
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 69% above the LUTZ 33549 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 19216 RIDGELAKE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$615,000
2512 RUSTIC OAKS DRIVE
4 bd · 2.5 ba · 2,519 sqft · $244/sqft · 87 DOM
Sold · Oct ’25$260,000
407 2ND AVENUE SE
3 bd · 2 ba · 2,498 sqft · $104/sqft · 5 DOM
Sold · Dec ’25$459,900
18401 DEBONAIR PLACE
4 bd · 2 ba · 2,356 sqft · $195/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 19216 RIDGELAKE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 19216 RIDGELAKE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
19216 RIDGELAKE DRIVE FAQs
What would the monthly payment be for 19216 RIDGELAKE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,827/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 19216 RIDGELAKE DRIVE?+
The most recent tax bill on record (2025) was $4,409. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lutz?+
At $745,000, this home is listed about 52% above the Lutz median of $489,999. The market section on this page shows how the area is trending.
Which schools are assigned to 19216 RIDGELAKE DRIVE?+
Oakstead Elementary School (elementary), Sunlake High School (high), Charles S. Rushe Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$745,000 runs 69% above the LUTZ 33549 median — but at 2,544 sqft it's also 19% larger than the typical Lutz listing.
02Time on market is leverage
132 days on market against a Lutz median of 35 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Oakstead Elementary School, Sunlake High School, Charles S. Rushe Middle School — Oakstead Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $780,000, now $745,000 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BROOKS REALTY GROUP LLC · Marne White. MLS #TB8484236.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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