Steeve Cadeau
$825,000$885,0004 bd3 ba3,378 sqft$244 /sqft$5,231 /mo all-in ↓

13887 GAVIN ROAD, DOVER, FL, 33527

Active139 days on marketListed Mar 6, 2026MLS #TB8484021

Reduced $60KSingle Family ResidenceVIRGINIA ACRES

About this home

13887 GAVIN ROAD

Virtually Staged. NEW PRICE! — Your Private Country Escape Just Became an Even Better Opportunity! If you’ve been sitting on the sidelines waiting for the right home — this is your sign. With a recent price reduction and unmatched features, this Dover retreat offers the space, privacy, and lifestyle buyers have been hoping to find… without compromise. Set on 1.3 peaceful acres along a quiet country road, this custom-built 4-bedroom home (plus office and bonus room) delivers over 3,300 sq ft of thoughtfully designed living space, a 3-car garage, and a brand-new roof (2025) — giving you both comfort and confidence in your investment. Inside, the open layout welcomes you with soaring ceilings, abundant natural light, and effortless flow between the living, dining, and kitchen spaces — ideal for everything from entertaining to everyday living. The kitchen stands out with upgraded appliances, generous storage, and a pot filler that adds both style and function. The primary suite offers a true retreat, complete with dual walk-in closets, double vanities, a jacuzzi tub, and a walk-in shower with dual shower heads. A two-sided wood-burning fireplace connects the primary sitting area to the primary bedroom, creating a warm, inviting atmosphere you’ll appreciate year-round. Need versatility? The oversized bonus room easily adapts to your lifestyle — whether you envision a private in-law suite, home gym, media room, or play space. Head outside and unwind on the expanded screened porch with pavers, overlooking your private pond now enhanced with a charming fountain feature, adding both beauty and tranquility to the already serene setting. Enjoy daily visits from nature — otters, owls, and herons — all from the comfort of your own backyard. Additional highlights include a reinforced RV pad with 50-amp and water hookups and ample space to build a workshop, shed, or additional outdoor features tailored to your needs. And perhaps most importantly — no HOA or CDD fees, giving you the freedom to truly make this property your own. Conveniently located in Dover, you’re just minutes from I-4 with easy access to Tampa, Lakeland, and Plant City — close to everything, yet a world away. Homes offering this much space, flexibility, and value — especially at a newly reduced price — don’t come along often. If you’ve been waiting for the market to present the right opportunity… this may be the one worth acting on. Schedule your private showing and experience why life feels different out here.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,378

Sqft

1.3 ac

Lot size

3

Garage

2007

Year built

One

Levels

$244

Per sqft

FireplaceTrees/Woods & Water viewPets allowed

Inside

FlooringCarpet · Ceramic Tile · Hardwood
AppliancesBar Fridge · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Ice Maker · Microwave · Range Hood · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionStucco
FoundationBlock
ViewTrees/Woods · Water
FacesNorth
ParkingDriveway · Garage Door Opener · Garage Faces Side · Off Street · Parking Pad · RV Parking
ExteriorPrivate Mailbox · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$3,714/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,231 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,452
PMI (est., until 20% equity)$309
Property tax — 2025 actual bill$310
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $82,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $82,500
Interest rate6.00%
Loan term

Estimated payment

$5,231/mo

Principal & interest$4,452
PMI (est., until 20% equity)$309
Property taxes (actual bill)$310
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $825K
$473KedgeAI estimate $595,230 · range $492K$636K$858K

vs edgeAI estimate

+38.6%

Days on market

139 vs 69 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dover

Map of 13887 GAVIN ROAD

Drive times from this address

Downtown Tampa24 min
Tampa Int’l Airport (TPA)36 min
Walt Disney World59 min
Universal Orlando69 min
Downtown Orlando75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Dover. See the full Dover guide →

DOVER 33527 — neighborhood snapshot

Population

16,412

Median age

38.3

Median income

$77,658

Median home value

$347,300

Avg household

2.96

Households w/ children

1,800

For the school run

Hillsborough County School District

MiddleMann Middle School★★★★
ElementaryValrico Elementary School★★★★
HighBrandon High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dover market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$422K$442K

Dover median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

Median sold price, Dover, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 60% above the DOVER 33527 median. See the full Dover market guide →

Paper trail

This home's history

CurrentPrice reduced to $825,000 $60K
Mar 6, 2026Listed at $885,000 · 139 days on market since
2007Built · VIRGINIA ACRES

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 13887 GAVIN ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13887 GAVIN ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

13887 GAVIN ROAD FAQs

What would the monthly payment be for 13887 GAVIN ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,231/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 13887 GAVIN ROAD?+

The most recent tax bill on record (2025) was $3,714. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13887 GAVIN ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dover?+

At $825,000, this home is listed about 49% above the Dover median of $554,900. The market section on this page shows how the area is trending.

Which schools are assigned to 13887 GAVIN ROAD?+

Mann Middle School (middle), Valrico Elementary School (elementary), Brandon High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$825,000 runs 60% above the DOVER 33527 median — but at 3,378 sqft it's also 44% larger than the typical Dover listing.

02Trees/Woods & Water views

The trees/woods and water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

139 days on market against a Dover median of 69 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Mann Middle School, Valrico Elementary School, Brandon High School, Patricia Sullivan Metropolitan Ministries Partnership School — Valrico Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $885,000, now $825,000 — a $60K cut. The full history is in the market section below.

Listing courtesy of REAL BROKER, LLC · Colette Hughes. MLS #TB8484021.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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