Steeve Cadeau

4505 N 34TH STREET, TAMPA, FL, 33610

Active157 days on marketListed Mar 6, 2026MLS #TB8483603

Priced 42% below the TAMPA 33610 medianZION HEIGHTS

About this home

4505 N 34TH STREET

**Commercial/Residential Vacant Land** This prime vacant commercial land is full of potential, located in a highly accessible area with all necessary amenities nearby. With no homeowner's association (HOA) fees, you have the freedom to develop the property to meet your needs. Currently classified as "General Commercial," it also offers residential development possibilities. All utilities are already established on-site, making it easier to bring your vision to life—whether that involves creating a duplex or a modern residential dwelling. Don’t miss this chance to invest in a fantastic location! Buyers are encouraged to verify the square footage and check the status of any necessary permits. Act now and seize this exceptional opportunity. A must see today!

Facts & features

The home at a glance

0.22 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$1,474/yr

Utilities & systems

UtilitiesSewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,454 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,089
FHA mortgage insurance (est.)$82
Property tax — 2025 actual bill$123
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,475Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,475
Interest rate6.00%
Loan term

Estimated payment

$1,454/mo

Principal & interest$1,089
FHA mortgage insurance (est.)$82
Property taxes (actual bill)$123
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Rainbow Heights

Map of 4505 N 34TH STREET inside its neighborhood boundary

Drive times from this address

Downtown Tampa9 min
Tampa Int’l Airport (TPA)20 min
Walt Disney World67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Rainbow Heights — neighborhood snapshot

Population

1,501

Median age

49

Median income

$40,723

Median home value

$214,439

Avg household

2

Households w/ children

165

For the school run

Hillsborough County School District

ElementaryJames Elementary School★★★★★
HighMiddleton High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$432K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 42% below the TAMPA 33610 median. See the full Tampa market guide →

Paper trail

This home's history

Mar 6, 2026Listed at $185,000 · 157 days on market since

Reality check

What actually sold near 4505 N 34TH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4404 N TROY STREETSold · Nov ’25

$309,000

4404 N TROY STREET · same community

4 bd · 2 ba · 1,032 sqft · $299/sqft · 23 DOM

4505 WEBSTER STREETSold · Nov ’25

$325,000

4505 WEBSTER STREET · same community

3 bd · 2 ba · 1,204 sqft · $270/sqft · 36 DOM

4409 N 36TH STREETSold · Jul ’26

$349,000

4409 N 36TH STREET · same community

3 bd · 2 ba · 1,251 sqft · $279/sqft · 18 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4505 N 34TH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4505 N 34TH STREET — before you fall in love.

See it in person

Schedule a tour

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Straight answers

4505 N 34TH STREET FAQs

What would the monthly payment be for 4505 N 34TH STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,454/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4505 N 34TH STREET?+

The most recent tax bill on record (2025) was $1,474. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Tampa?+

At $185,000, this home is listed about 59% below the Tampa median of $449,999. The market section on this page shows how the area is trending.

Which schools are assigned to 4505 N 34TH STREET?+

James Elementary School (elementary), Middleton High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LPT REALTY, LLC · Precious Anderson. MLS #TB8483603.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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