257 SAGO PALM STREET, LARGO, FL, 33778
Active148 days on marketListed Mar 11, 2026MLS #TB8483024
About this home
257 SAGO PALM STREET
This beautifully updated 2-bedroom, 2-bath home offers nearly 1,200 sq. ft. of move-in-ready living space with numerous recent upgrades. Interior improvements include luxury vinyl plank flooring with new subfloors (2023), fresh interior paint, new ceiling fans, and new windows (2023). The fully renovated kitchen (2023) features stainless steel appliances, modern cabinetry, updated countertops, and a stylish backsplash. The bright Florida Room recently received new windows and is perfect for relaxing with morning coffee or entertaining friends. A flexible bonus room off the kitchen can be used as a home office, sitting room, or hobby space. The spacious primary suite includes a walk-in closet and updated en-suite bath with tiled walk-in shower, while the guest bedroom and bath provide comfortable accommodations for visitors. Exterior features include vinyl siding, attractive landscaping, a cozy outdoor sitting area, covered carport, and an 8x12 storage shed with washer and dryer hookups. Major updates include roof-over (2018) and A/C (2017). Price includes the $35,000 resident share. Conveniently located near beautiful Gulf beaches, shopping, dining, and all that the St. Pete/Tampa area has to offer. Palm Hill Country Club, a vibrant 55+ resort-style community in Largo offering an active Florida lifestyle with abundant amenities and social activities. The low monthly maintenance fee includes water, sewer, trash, lawn care, cable, and internet, providing convenient and affordable living. Schedule your private showing today and start enjoying the Florida retirement lifestyle!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,152
Sqft
0 ac
Lot size
1976
Year built
One
Levels
$152
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,962 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,962/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+41.4%
$/sqft vs PALM HILL MOBILE HOME PARK UNREC
$152 vs $119
Days on market
148 vs 52 typical
Where $152/sqft sits among the 19 homes for sale in PALM HILL MOBILE HOME PARK UNREC
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Palm Hill — neighborhood snapshot
Population
1,485
Median age
61
Median income
$56,382
Median home value
$129,997
Avg household
2
Households w/ children
82%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $319K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
11 of 19
PALM HILL MOBILE HOME PARK UNREC have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% above the LARGO 33778 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 257 SAGO PALM STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$35,000
61 THATCH PALM STREET W · same community
2 bd · 2 ba · 1,152 sqft · $30/sqft · 59 DOM
Sold · May ’26$149,000
18 SABAL PALM DRIVE · same community
2 bd · 2 ba · 1,152 sqft · $129/sqft · 5 DOM
Sold · Apr ’26$162,500
725 SUGAR PALM STREET · same community
2 bd · 2 ba · 1,176 sqft · $138/sqft · 254 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 257 SAGO PALM STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 257 SAGO PALM STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
257 SAGO PALM STREET FAQs
What would the monthly payment be for 257 SAGO PALM STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,962/mo — principal and interest, the actual property-tax bill, the $554/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 257 SAGO PALM STREET?+
The association fee works out to $554 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 257 SAGO PALM STREET?+
The most recent tax bill on record (2025) was $1,686. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 257 SAGO PALM STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $175,000, this home is listed about 41% below the Largo median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 257 SAGO PALM STREET?+
Largo Middle School (middle), Largo High School (high), Southern Oak Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Know the monthly fee
The association fee is $554/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
02Time on market is leverage
148 days on market against a Largo median of 52 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Largo Middle School, Largo High School, Southern Oak Elementary School — Southern Oak Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $189,999, now $175,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS TAMPA PROPERTIES · Richard Boswell. MLS #TB8483024.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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