5 SHORE DRIVE, DUNEDIN, FL, 34698
Active140 days on marketListed Mar 5, 2026MLS #TB8482940
About this home
5 SHORE DRIVE
Exceptional near 1/2 acre lot with prime 100 sq ft water frontage on the highly desirable and delightful City of Dunedin's Shore Drive. You can renovate this remediated Mid Century stunner or build your dream home on this outstanding 21,432 sq ft lot with stunning oak trees located conveniently to the rear of the property for shade and privacy. The sellers have completed a subsurface investigation as well as a survey that are available to buyers allowing up to 3 stories. The view of the canal expands to St Joseph Sound and is excellent for boating, kayaking and enjoying sunsets from your own backyard. Fish from the large composite dock that was rebuilt in 2021. The dock has 2 levels, with the lower level featuring a kayak launch. Kayak to Honeymoon Island or beautiful Caladesi. What a wonderful way to spend your spare time or retirement. This home is a block from the Pinellas Trail where you can bike or walk downtown. You also have the ability to drive your golf cart to fabulous Downtown Dunedin to the many dining experiences, breweries, shops, festivals and events. This is Waterfront living at it's finest, on a 21,000+ sq ft lot with ample room for a large residence or renovate and build on to the current residence, with plenty of space between your friendly neighbors. This home was affected by Hurricane Helene, has been professionally remediated and is a blank canvas. This location is the epitome of Florida living. Couple this with everything that delightful Dunedin has to offer and you will have the perfect Florida lifestyle home.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,244
Sqft
0.49 ac
Lot size
2
Garage
1955
Year built
One
Levels
$900
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,122 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,122/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+133.5%
Days on market
140 vs 51 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$440K → $410K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 273% above the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5 SHORE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5 SHORE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
5 SHORE DRIVE FAQs
What would the monthly payment be for 5 SHORE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,122/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5 SHORE DRIVE?+
The most recent tax bill on record (2025) was $17,980. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5 SHORE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $1,119,990, this home is listed about 181% above the Dunedin median of $398,500. The market section on this page shows how the area is trending.
Which schools are assigned to 5 SHORE DRIVE?+
Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,119,990 runs 273% above the DUNEDIN 34698 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
140 days on market against a Dunedin median of 51 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,149,900, now $1,119,990 — a $30K cut. The full history is in the market section below.
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Marina Kloppel, Pa. MLS #TB8482940.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Dunedin homes, in your inbox
Like 5 SHORE DRIVE but not quite? A daily digest of every new listing in Dunedin — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Steeve to ping you on any price or status change →