Steeve Cadeau
$374,900$389,0005 bd2.5 ba2,902 sqft$129 /sqft$3,081 /mo all-in ↓

313 SHELL MANOR DRIVE, RUSKIN, FL, 33570

Active136 days on marketListed Mar 6, 2026MLS #TB8482224

Reduced $14KSingle Family ResidenceSHELL POINT MANOR

About this home

313 SHELL MANOR DRIVE

WELCOME HOME to one of the best values in the area! Recently repositioned at an aggressive and competitive $379,000, this spacious 5-bedroom, 2.5-bath home offers nearly 3,000 square feet of flexible living space designed perfectly for growing families, remote workers, multi-generational living, or anyone simply needing room to spread out and enjoy life. For added buyer confidence, the seller has recently purchased an American Home Shield home warranty to help provide peace of mind after closing. From the moment you walk in, you’ll notice how functional and inviting the layout feels. Downstairs features multiple living and dining spaces plus a dedicated office/den that makes working from home or managing a busy family life incredibly convenient. Upstairs, the oversized loft creates the perfect second living room, movie space, playroom, homeschool area, or game room. The heart of the home is the open-concept kitchen and family room, where everyone naturally gathers — whether it’s weeknight dinners, birthday parties, or football Sundays. One of the standout features is the rare 3-car tandem garage, offering incredible flexibility for extra vehicles, a home gym, workshop, storage space, golf cart, motorcycles, or all the random Costco purchases we somehow convince ourselves we needed. Step outside into the backyard and you’ll immediately understand why this home feels special. With no direct rear neighbors crowding behind you, the outdoor space feels peaceful and private — where pets can roam freely, friends gather for BBQs, and parents can finally sit down for five uninterrupted minutes pretending life is under control. Homes with this much space, functionality, and value under $380k are becoming harder and harder to find in today’s market. If you’ve been waiting for the right combination of size, layout, location, affordability, and added warranty protection — this may be the one. Schedule your private showing today before someone else beats you to it!

Facts & features

The home at a glance

5

Bedrooms

2.5

Bathrooms

2,902

Sqft

0.13 ac

Lot size

3

Garage

2012

Year built

Two

Levels

$129

Per sqft

Pets allowed

Inside

FlooringBrick/Stone · Carpet
AppliancesDisposal · Dryer · Electric Water Heater · Microwave · Range · Washer
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · PrimaryBedroom Upstairs · Thermostat · Tray Ceiling(s)
LaundryLaundry Room · Upper Level
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionStucco
FoundationBlock
FacesWest
ExteriorSidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$85/mo
Taxes (2024)$5,556/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Cable Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,081 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,207
FHA mortgage insurance (est.)$166
Property tax — 2024 actual bill$463
HOA fee — from the listing$85
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,122Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,122
Interest rate6.00%
Loan term

Estimated payment

$3,081/mo

Principal & interest$2,207
FHA mortgage insurance (est.)$166
Property taxes (actual bill)$463
HOA / condo fee$85
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $375K
$349KedgeAI estimate $437,685 · range $363K$548K$570K

vs edgeAI estimate

−14.3%

$/sqft vs Ruskin actives

$129 vs $180

Days on market

136 vs 51 typical

Where $129/sqft sits among the 293 Ruskin actives

131 · this home
87
25
14
11
25
$128–176$176–224$224–272$272–320$320–368$368+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ruskin

Map of 313 SHELL MANOR DRIVE

Drive times from this address

Downtown Tampa32 min
Tampa Int’l Airport (TPA)47 min

Get to know Ruskin. See the full Ruskin guide →

RUSKIN 33570 — neighborhood snapshot

Population

33,676

Median age

36.7

Median income

$69,048

Median home value

$255,400

Avg household

2.86

Households w/ children

4,421

For the school run

Hillsborough County School District

ElementaryRuskin Elementary School★★★★★
HighLennard High School★★★★★
MiddleShields Middle School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ruskin market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$330K$320K

Ruskin median sold, yr/yr

98.5%

Sale-to-list ratio (12 mo)

166 of 293

Ruskin actives have cut their price

Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 12% above the RUSKIN 33570 median. See the full Ruskin market guide →

Paper trail

This home's history

CurrentPrice reduced to $374,900 $14K
Mar 6, 2026Listed at $389,000 · 136 days on market since
2012Built · SHELL POINT MANOR

Reality check

What actually sold near 313 SHELL MANOR DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

304 SHELL MANOR DRIVESold · Aug ’25

$305,000

304 SHELL MANOR DRIVE · same community

4 bd · 3 ba · 2,014 sqft · $151/sqft · 113 DOM

1462 BROWN MALLET PLACESold · Jul ’25

$414,990

1462 BROWN MALLET PLACE

5 bd · 3 ba · 2,605 sqft · $159/sqft · 76 DOM

1421 BROWN MALLET PLACESold · Jul ’25

$409,990

1421 BROWN MALLET PLACE

5 bd · 3 ba · 2,605 sqft · $157/sqft · 73 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 313 SHELL MANOR DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 313 SHELL MANOR DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

313 SHELL MANOR DRIVE FAQs

What would the monthly payment be for 313 SHELL MANOR DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,081/mo — principal and interest, the actual property-tax bill, the $85/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 313 SHELL MANOR DRIVE?+

The association fee works out to $85 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 313 SHELL MANOR DRIVE?+

The most recent tax bill on record (2024) was $5,556. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 313 SHELL MANOR DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ruskin?+

At $374,900, this home is listed about 7% above the Ruskin median of $349,850. The market section on this page shows how the area is trending.

Which schools are assigned to 313 SHELL MANOR DRIVE?+

Ruskin Elementary School (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$374,900 runs 12% above the RUSKIN 33570 median — but at 2,902 sqft it's also 55% larger than the typical Ruskin listing.

02Time on market is leverage

136 days on market against a Ruskin median of 51 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $389,000, now $374,900 — a $14K cut. The full history is in the market section below.

Listing courtesy of FATHOM REALTY FL LLC · Edward Fusco. MLS #TB8482224.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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