
354 KING PALM STREET, LARGO, FL, 33778
Active161 days on marketListed Feb 26, 2026MLS #TB8480637
About this home
354 KING PALM STREET
Perfectly positioned within Palm Hill Country Club, a 55+ community, this two-bedroom, one-and-a-half-bath residence enjoys a prime location directly across from the clubhouse and pool, placing recreation and leisure just steps from your front door. The $595.00 monthly maintenance fee includes water, sewer, garbage pickup, lawn service, cable, and internet—making for hassle-free living with bundled utilities. Residents have plenty to enjoy: a nine-hole golf course, two clubhouses, three swimming pools, two jacuzzis, three tennis courts, two bocce courts, two shuffleboard complexes (one fully enclosed), two billiards rooms, horseshoe pits, and a pickleball court. With so many activities, living here feels like being at a five-star resort, providing abundant options for leisure and social interaction every day. INTERIOR: Open the door to this cute home, and guests are welcomed by a predominantly furnished interior emphasizing both comfort and functionality. The home features laminate flooring throughout most areas, complemented by central heating and air conditioning(2015), ceiling fans, and paneled walls that contribute unique character. A spacious, naturally lit living room can accommodate substantial furnishings and provides an ideal setting for gatherings, seamlessly connecting via sliding glass doors to an elevated, carpeted Florida room—perfect for indoor/outdoor activities. The updated kitchen is equipped with tile flooring, brand new cabinets, a farmhouse sink, a dedicated dining nook, a French-door refrigerator, a stainless-steel range, oven, dishwasher, and microwave. The guest bathroom offers vinyl flooring, a generous vanity, plentiful cabinetry, and a walk-in shower. The secondary bedroom presents a content environment for guests, complete with a closet and built-in drawers facilitating ease of storage. The expansive primary suite serves as a tranquil retreat, featuring a large, mirrored closet, additional wardrobe space, and an en suite half-bath with vinyl flooring, sink, and toilet for enhanced accessibility. EXTERIOR: Just beyond the one-car carport, double doors open into a lowered Florida room that serves as a flexible continuation of the living space, with direct access to the shed where the washer and dryer are located. This expansive space easily accommodates a seating arrangement for open-air dining while still offering flexibility for projects, organization, or additional uses. The residence features light vinyl siding, an outdoor seating area in front- ideal for greeting neighbors- and a roof-over for added protection. Priced at $58,200, including the share, this property stands among the most competitively offered homes within the Palm Hill community. Opportunities at this value are rare—reach out promptly to arrange your private tour before it’s gone!
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
768
Sqft
0 ac
Lot size
1975
Year built
One
Levels
$76
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,154 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,154/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−38.4%
$/sqft vs PALM HILL MOBILE HOME PARK UNREC
$76 vs $119
Days on market
161 vs 52 typical
Where $76/sqft sits among the 19 homes for sale in PALM HILL MOBILE HOME PARK UNREC
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Palm Hill — neighborhood snapshot
Population
1,485
Median age
61
Median income
$56,382
Median home value
$129,997
Avg household
2
Households w/ children
82%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $319K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
12 of 19
PALM HILL MOBILE HOME PARK UNREC have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 67% below the LARGO 33778 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 354 KING PALM STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$49,000
21 FRANGIPANI CIRCLE · same community
2 bd · 2 ba · 785 sqft · $62/sqft · 15 DOM
Sold · Oct ’25$45,000
103 PINDO PALM STREET W · same community
2 bd · 2 ba · 672 sqft · $67/sqft · 85 DOM
Sold · Jan ’26$71,500
610 QUEEN PALM STREET · same community
2 bd · 2 ba · 864 sqft · $83/sqft · 368 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 354 KING PALM STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 354 KING PALM STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
354 KING PALM STREET FAQs
What would the monthly payment be for 354 KING PALM STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,154/mo — principal and interest, the actual property-tax bill, the $595/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 354 KING PALM STREET?+
The association fee works out to $595 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 354 KING PALM STREET?+
The most recent tax bill on record (2025) was $372. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 354 KING PALM STREET?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $58,200, this home is listed about 81% below the Largo median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 354 KING PALM STREET?+
Largo Middle School (middle), Largo High School (high), Southern Oak Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the LARGO 33778 market on paper
$58,200 is 67% below the LARGO 33778 median of $174,900, and at $76/sqft it sits under the Largo average of $253.
02Know the monthly fee
The association fee is $595/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
161 days on market against a Largo median of 52 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Largo Middle School, Largo High School, Southern Oak Elementary School — Southern Oak Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $64,900, now $58,200 — a $7K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SELECT REAL ESTATE OF PINELLAS · Patricia Long. MLS #TB8480637.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Largo homes, in your inbox
Like 354 KING PALM STREET but not quite? A daily digest of every new listing in Largo — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Steeve to ping you on any price or status change →


