2138 W CHESTNUT STREET, TAMPA, FL, 33607
Active176 days on marketListed Feb 12, 2026MLS #TB8475784
About this home
2138 W CHESTNUT STREET
*Pictures represent our model home located next door. Same floor plan, different finishes* Brand-new construction in the heart of Old West Tampa, thoughtfully built with an emphasis on quality, durability, and modern design. Located at 2138 W Chestnut St, this 3-bedroom, 2.5-bath residence offers refined living in one of Tampa’s fastest-growing neighborhoods. The home features a well-executed floor plan with oversized sliding glass doors off the kitchen that create effortless indoor-outdoor living. Impact-rated windows throughout, custom cabinetry, and carefully selected finishes reflect attention to detail and long-term value. Natural light fills the space, highlighting the clean lines and functional layout designed for both everyday living and entertaining. Outside, enjoy a fully fenced backyard with a dedicated parking spot, providing privacy and convenience rarely found in new construction this close to downtown. Located just minutes from Publix, major highways, and the urban core, this property offers the ideal balance of accessibility and neighborhood charm. Old West Tampa continues to evolve with new development and growing demand, making this a strong opportunity for buyers seeking luxury new construction in an emerging area with lasting upside.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,820
Sqft
0.05 ac
Lot size
2026
Year built
Two
Levels
$316
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,525 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,525/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.7%
$/sqft vs Tampa actives
$316 vs $301
Days on market
176 vs 40 typical
Where $316/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33607 — neighborhood snapshot
Population
24,960
Median age
39
Median income
$66,404
Median home value
$316,100
Avg household
2.14
Households w/ children
1,882
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $435K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
194 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 108% above the TAMPA 33607 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 2138 W CHESTNUT STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$580,000
2140 W CHESTNUT STREET · same community
3 bd · 2.5 ba · 1,820 sqft · $319/sqft · 79 DOM
Sold · Dec ’25$482,500
1933 W CHESTNUT STREET · same community
3 bd · 2.5 ba · 1,580 sqft · $305/sqft · 133 DOM
Sold · Oct ’25$567,500
2704 W MAIN STREET · same community
3 bd · 3 ba · 2,078 sqft · $273/sqft · 128 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2138 W CHESTNUT STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2138 W CHESTNUT STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
2138 W CHESTNUT STREET FAQs
What would the monthly payment be for 2138 W CHESTNUT STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,525/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2138 W CHESTNUT STREET?+
The most recent tax bill on record (2024) was $565. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $574,900, this home is listed about 28% above the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2138 W CHESTNUT STREET?+
West Tampa Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Jefferson High School (high), Madison Middle School (middle) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$574,900 runs 108% above the TAMPA 33607 median.
02Time on market is leverage
176 days on market against a Tampa median of 40 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $619,900, now $574,900 — a $45K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Claudia Balch. MLS #TB8475784.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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