
507 4TH STREET NW, STEINHATCHEE, FL, 32359
Active161 days on marketListed Feb 13, 2026MLS #TB8475647
About this home
507 4TH STREET NW
Virtually Staged. STOP PAYING LOT RENT! Seller is offering up to $5,000 toward buyer’s closing costs, making ownership more affordable than ever. Why keep paying to park on someone else’s land when you can own your own? Welcome to your slice of YEAR ROUND LIVING in paradise in Steinhatchee, Florida. This fully fenced .26-acre buildable lot/high-demand RV/camper lot and offers exceptional flexibility for personal use, income potential, or future construction. Already equipped with major infrastructure, the property features 200-amp electric service, city water, septic holding tank (pump-out rotation), two RV hookups (30 amp & 50 amp), and a metal shelter with #57 rock base for superior drainage and camper stability. Rare opportunity: This property is grandfathered for up to four (4) total units during festival and scalloping season, creating exceptional seasonal income potential. Estimated rental rates are approximately $95/+night or $550/+month per camper=MONTHLY PROFITS Offering the opportunity to offset — or potentially eliminate — ownership expenses entirely. Perfectly positioned in a golf-cart-friendly community just minutes from local boat ramps, marinas, restaurants, schools, and the Steinhatchee River, this property places you in the heart of one of Florida’s most treasured coastal destinations — known for world-class fishing, deep Gulf access, and one of the most sought-after scalloping regions in the state. Whether you’re chasing trophy redfish, trout, grouper, or spending summer days harvesting bay scallops in crystal-clear waters, Steinhatchee offers an unmatched blend of recreation, relaxation, and Old Florida charm. Build, invest, vacation, or generate income — the possibilities here are as endless as the sunsets. Talk about location. Talk about flexibility. Talk about opportunity. Seller motivated — bring reasonable offers! NO HOA, NO NON-SENSE!
Facts & features
The home at a glance
0.26 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$883 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$883/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Steinhatchee
Get to know Steinhatchee. See the full Steinhatchee guide →
STEINHATCHEE 32359 — neighborhood snapshot
Population
1,406
Median age
58.5
Median income
$51,250
Median home value
$141,900
Avg household
2.24
Households w/ children
97%
For the school run
Dixie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Steinhatchee market
$105K → $235K
Steinhatchee median sold, yr/yr
86.8%
Sale-to-list ratio (12 mo)
Median sold price, Steinhatchee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% below the STEINHATCHEE 32359 median. See the full Steinhatchee market guide →
Paper trail
This home's history
Reality check
What actually sold near 507 4TH STREET NW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$1,750,000
115 MAIN STREET
4 bd · 3 ba · 2,952 sqft · $593/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 507 4TH STREET NW — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 507 4TH STREET NW — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
507 4TH STREET NW FAQs
What would the monthly payment be for 507 4TH STREET NW?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $883/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 507 4TH STREET NW?+
The most recent tax bill on record (2025) was $545. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 507 4TH STREET NW?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Steinhatchee?+
At $107,000, this home is listed about 72% below the Steinhatchee median of $387,000. The market section on this page shows how the area is trending.
Which schools are assigned to 507 4TH STREET NW?+
James M. Anderson Elementary School (elementary), Dixie County High School (high), Old Town Elementary School (elementary) — Dixie County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the STEINHATCHEE 32359 market on paper
$107,000 is 33% below the STEINHATCHEE 32359 median of $159,500.
02Strong assigned schools
James M. Anderson Elementary School, Dixie County High School, Old Town Elementary School — Old Town Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $119,900, now $107,000 — a $13K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · Renee Perry. MLS #TB8475647.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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