402 TARPON POINT, TARPON SPRINGS, FL, 34689
Active187 days on marketListed Jan 30, 2026MLS #TB8470605
About this home
402 TARPON POINT
Experience effortless Coastal living in this beautifully updated top-floor 1-bedroom, 1.5-bath condominium, where peaceful views of lush woodlands and the Gulf of Mexico create the perfect coastal backdrop. Thoughtfully updated throughout, this light-filled residence combines modern style with everyday functionality. The spacious floor plan features updated bathrooms, stainless steel appliances, contemporary finishes, and an open-concept living and dining area designed for comfortable living and entertaining. A versatile front closet is large enough to accommodate a twin-size bed, offering valuable additional storage or a creative flex space. The enclosed sunroom extends your living area and provides the perfect spot for a home office, reading nook, or simply enjoying your morning coffee while taking in the tranquil natural surroundings. Located within a sought-after waterfront community, residents enjoy exclusive access to a private walking trail leading directly to the Gulf of Mexico, a residents-only community dock, a sparkling swimming pool, elevator access, and beautifully maintained grounds that embrace Florida’s natural beauty. Whether you’re searching for a full-time residence, a seasonal escape, or a low-maintenance coastal lifestyle, this move-in-ready condo offers the perfect blend of modern updates, scenic surroundings, and exceptional waterfront amenities, all just moments from the charm, dining, and attractions of Tarpon Springs. Don't forget to click on the virtual tour!
Facts & features
The home at a glance
1
Bedrooms
1.5
Bathrooms
754
Sqft
1974
Year built
One
Levels
$232
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,369 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,369/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tarpon Springs actives
$232 vs $244
Days on market
187 vs 46 typical
Where $232/sqft sits among the 267 Tarpon Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tarpon Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tarpon Springs. See the full Tarpon Springs guide →
TARPON SPRINGS 34689 — neighborhood snapshot
Population
27,007
Median age
55.7
Median income
$66,523
Median home value
$311,500
Avg household
2.15
Households w/ children
1,849
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tarpon Springs market
$433K → $400K
Tarpon Springs median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
144 of 267
Tarpon Springs actives have cut their price
Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% below the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 402 TARPON POINT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$169,900
206 TARPON POINT · same community
2 bd · 2 ba · 850 sqft · $200/sqft · 290 DOM
Sold · May ’26$199,000
203 TARPON POINT UNIT 203 · same community
2 bd · 2 ba · 850 sqft · $234/sqft · 123 DOM
Sold · Oct ’25$240,000
201 TARPON POINT · same community
2 bd · 2 ba · 1,123 sqft · $214/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 402 TARPON POINT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 402 TARPON POINT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
402 TARPON POINT FAQs
What would the monthly payment be for 402 TARPON POINT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,369/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 402 TARPON POINT?+
The most recent tax bill on record (2024) was $1,213. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 402 TARPON POINT?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tarpon Springs?+
At $175,000, this home is listed about 59% below the Tarpon Springs median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 402 TARPON POINT?+
Tarpon Springs High School (high), Tarpon Springs Middle School (middle), Sunset Hills Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the TARPON SPRINGS 34689 market on paper
$175,000 is 42% below the TARPON SPRINGS 34689 median of $303,799, and at $232/sqft it sits under the Tarpon Springs average of $264.
02Trees/Woods & Water views
The trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
187 days on market against a Tarpon Springs median of 46 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Tarpon Springs High School, Tarpon Springs Middle School, Sunset Hills Elementary School — Sunset Hills Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $179,999, now $175,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BRAINARD REALTY · Erin Kirk. MLS #TB8470605.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Tarpon Springs homes, in your inbox
Like 402 TARPON POINT but not quite? A daily digest of every new listing in Tarpon Springs — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Steeve to ping you on any price or status change →