9916 KEY HAVEN ROAD, SEMINOLE, FL, 33777
Active180 days on marketListed Jan 22, 2026MLS #TB8467775
About this home
9916 KEY HAVEN ROAD
Welcome to luxury waterfront living in the highly sought after gated community of Seminole Isle. This beautifully appointed 3-bedroom, 3 full bath contemporary townhome with a spacious loft offers the perfect combination of modern elegance, flexible living space, and low maintenance convenience. Built in 2023, this exceptional residence features a rare floor plan that is no longer available in the community's newest construction, making it a truly unique opportunity. From the moment you step inside, you'll appreciate the bright, open concept design enhanced by soaring ceilings, abundant natural light, rich hardwood flooring throughout the main living areas, and beautiful custom louvered wood shutters on every window. Designed for both everyday living and effortless entertaining, the spacious great room flows seamlessly into the chef-inspired kitchen, where premium cabinetry, quartz countertops, a large center island, upgraded stainless steel appliances, and generous storage create the heart of the home. A versatile loft offers endless possibilities like a home office, media room, playroom, or reading retreat, providing the flexibility today's buyers are looking for. One of this home's most desirable features is its rare dual primary suite layout. Upstairs, the first spacious primary suite serves as a private retreat, offering panoramic sunset views over the tranquil bayou, an oversized walk-in closet, dual vanities, and a large walk-in shower. A generously sized second primary suite provides exceptional flexibility for guests, multigenerational living, or a private space for family members. A conveniently located laundry room completes the upper level. Beyond its beautiful design, this home offers peace of mind with full hurricane impact windows and high-end finishes throughout. Residents of Seminole Isle enjoy resort style amenities including a clubhouse, heated pool, fitness center, tennis and pickleball courts, private fishing dock, kayak launch, scenic walking trails, and beautifully landscaped grounds along Long Bayou. Perfectly positioned directly across from the 250-acre Lake Seminole Park and just minutes from the award-winning Gulf beaches of Madeira Beach, this home places the very best of the Florida lifestyle at your doorstep. Shopping, dining, entertainment, and everyday conveniences are all just a short drive away. Adding even more value, the HOA includes internet, cable, water, trash, and exterior maintenance, allowing you to spend less time worrying about upkeep and more time enjoying everything this exceptional community has to offer. The seller also includes a one-year home warranty. This is more than just a beautiful home. It is an opportunity to own one of Seminole Isle's most desirable floor plans, complete with premium upgrades, exceptional amenities, and an unbeatable location. Schedule your private showing today and experience the very best of Florida waterfront living.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,244
Sqft
0.04 ac
Lot size
2
Garage
2023
Year built
Three Or More
Levels
$281
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,585 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,585/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−18.6%
$/sqft vs Seminole actives
$281 vs $257
Days on market
180 vs 44 typical
Where $281/sqft sits among the 299 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Seminole Isle
Get to know Seminole. See the full Seminole guide →
Seminole Isle — neighborhood snapshot
Population
429
Median age
53
Median income
$75,417
Median home value
$470,500
Avg household
2
Households w/ children
49%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$410K → $410K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
165 of 299
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 114% above the SEMINOLE 33777 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 9916 KEY HAVEN ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$550,000
9955 KEY HAVEN ROAD · same community
3 bd · 2.5 ba · 2,248 sqft · $245/sqft · 329 DOM
Sold · Apr ’26$510,000
7366 MARATHON DRIVE · same community
3 bd · 2.5 ba · 2,248 sqft · $227/sqft · 196 DOM
Sold · May ’26$685,000
9990 KEY HAVEN ROAD · same community
3 bd · 2.5 ba · 2,248 sqft · $305/sqft · 193 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9916 KEY HAVEN ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9916 KEY HAVEN ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
9916 KEY HAVEN ROAD FAQs
What would the monthly payment be for 9916 KEY HAVEN ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,585/mo — principal and interest, the actual property-tax bill, the $141/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9916 KEY HAVEN ROAD?+
The association fee works out to $141 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9916 KEY HAVEN ROAD?+
The most recent tax bill on record (2025) was $7,785. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9916 KEY HAVEN ROAD?+
The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $629,900, this home is listed about 53% above the Seminole median of $410,950. The market section on this page shows how the area is trending.
Which schools are assigned to 9916 KEY HAVEN ROAD?+
Starkey Elementary School (elementary), Osceola Middle School (middle), Dixie M. Hollins High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$629,900 runs 114% above the SEMINOLE 33777 median — but at 2,244 sqft it's also 47% larger than the typical Seminole listing.
02Park/Greenbelt & Trees/Woods & Water views
The park/greenbelt and trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
180 days on market against a Seminole median of 44 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Starkey Elementary School, Osceola Middle School, Dixie M. Hollins High School — Starkey Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $649,900, now $629,900 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Khrystyna Hechlacz. MLS #TB8467775.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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