Steeve Cadeau
$320,000$330,0003 bd2 ba1,532 sqft$209 /sqft$2,605 /mo all-in ↓

10647 HERON HIDEAWAY LOOP, LAND O LAKES, FL, 34638

Active190 days on marketListed Jan 23, 2026MLS #TB8467591

Priced 12% below the LAND O LAKES 34638 medianReduced $10KVillaCYPRESS PRESERVE PH 1A

About this home

10647 HERON HIDEAWAY LOOP

Your Private Sanctuary Awaits. This almost custom Villa harmoniously blends elegant features with a tranquil vibe. Enjoy the spacious 18x20 screen enclosed patio/lanai.YOUR HAPPY PLACE, featuring charming festival lighting, elegant brick pavers,TV hookup for ultimate sports and leisure - while gazing on to your manicured lawn, complete with custom garden edging and low voltage lighting. Elegant and warm Interior colors, Gourmet Kitchen, boasting sophisticated MAPLE-ESPRESSO CABINETs gleaming granite Bistro-Sized Breakfast Bar. stainless appliances, Stainless double sink, Timeless subway tile backsplash.satin nickel handles.CROWN MOLDING completes the touch of class along with pendant and recessed lighting. Welcome and impress your friends with a stately entrance - Glass-paneled front door.tray ceiling. Plenty of central storage with a broom closet and walk in pantry. Spacious laundry room. Neutral, LOW MAINTENANCE Ceramic Tile everywhere except bedrooms. DECORATIVE PLANTATION SHUTTERS on patio slider, Blinds on all other windows Owner's suite includes tray ceilings, walk-in closet, Double sinked vanity in bath with Quartz Countertop. Ceiling fans, Garage outfitted with overhead shelving keeping your home clutter-free. ASSOCIATION MAINTAINS, Painted exterior, Roof replaced at timed intervals, and lawn mowed, leaving you only to care for your curated plants or cool off at the community pool, venture through the nature trails, take your pooch to the dog park.shoot hoops at basketball courts. Shopping just a few minutes south, highly rated schools within reach. Conveniently located to Suncoast Parkway, 1-275, Great location.AWESOME LIFESTYLE. It's all here for you at this hideaway. Schedule your showing today. Buyer/Buyer's agent to verify room measurements, HOA regulations, and any other pertinent information regarding this transaction.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,532

Sqft

0.1 ac

Lot size

2

Garage

2019

Year built

One

Levels

$209

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Range Hood · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Split Bedroom · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ExteriorGarden · Lighting · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$119/mo
Taxes (2024)$3,602/yr
PetsCats OK, Dogs OK, Yes
CommunityAssociation Recreation - Owned · Community Mailbox · Deed Restrictions · Dog Park · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Fiber Optics · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,605 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,884
FHA mortgage insurance (est.)$142
Property tax — 2024 actual bill$300
HOA fee — from the listing$119
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,200Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,200
Interest rate6.00%
Loan term

Estimated payment

$2,605/mo

Principal & interest$1,884
FHA mortgage insurance (est.)$142
Property taxes (actual bill)$300
HOA / condo fee$119
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $320K
$262KedgeAI estimate $287,254 · range $272K$310K$333K

vs edgeAI estimate

+11.4%

$/sqft vs Land O Lakes actives

$209 vs $205

Days on market

190 vs 32 typical

Where $209/sqft sits among the 400 Land O Lakes actives

107
135 · this home
68
46
15
29
$155–184$184–213$213–242$242–271$271–300$300+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Land O Lakes

Map of 10647 HERON HIDEAWAY LOOP

Drive times from this address

Downtown Tampa38 min
Tampa Int’l Airport (TPA)40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Land O Lakes. See the full Land O Lakes guide →

LAND O LAKES 34638 — neighborhood snapshot

Population

35,900

Median age

37.7

Median income

$117,931

Median home value

$378,200

Avg household

3.15

Households w/ children

5,294

For the school run

Pasco County School District

HighLand O' Lakes High School★★★★
ElementaryConnerton Elementary School★★★★★
MiddlePine View Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Land O Lakes market

Seller’s marketLeans seller3.9 months of inventoryBuyer’s market

$423K$428K

Land O Lakes median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

220 of 400

Land O Lakes actives have cut their price

Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 12% below the LAND O LAKES 34638 median. See the full Land O Lakes market guide →

Paper trail

This home's history

CurrentPrice reduced to $320,000 $10K
Jan 23, 2026Listed at $330,000 · 190 days on market since
2019Built · CYPRESS PRESERVE PH 1A

Reality check

What actually sold near 10647 HERON HIDEAWAY LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10567 HERON HIDEAWAY LOOPSold · Mar ’26

$280,000

10567 HERON HIDEAWAY LOOP · same community

3 bd · 2 ba · 1,532 sqft · $183/sqft · 83 DOM

10347 HERON HIDEAWAY LOOPSold · Jul ’25

$310,000

10347 HERON HIDEAWAY LOOP · same community

3 bd · 2 ba · 1,532 sqft · $202/sqft · 10 DOM

10271 HAWKS LANDING DRIVESold · Dec ’25

$340,000

10271 HAWKS LANDING DRIVE · same community

3 bd · 2 ba · 1,519 sqft · $224/sqft · 40 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 10647 HERON HIDEAWAY LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10647 HERON HIDEAWAY LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

10647 HERON HIDEAWAY LOOP FAQs

What would the monthly payment be for 10647 HERON HIDEAWAY LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,605/mo — principal and interest, the actual property-tax bill, the $119/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10647 HERON HIDEAWAY LOOP?+

The association fee works out to $119 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10647 HERON HIDEAWAY LOOP?+

The most recent tax bill on record (2024) was $3,602. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10647 HERON HIDEAWAY LOOP?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Land O Lakes?+

At $320,000, this home is listed about 23% below the Land O Lakes median of $413,946. The market section on this page shows how the area is trending.

Which schools are assigned to 10647 HERON HIDEAWAY LOOP?+

Land O' Lakes High School (high), Connerton Elementary School (elementary), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the LAND O LAKES 34638 market on paper

$320,000 is 12% below the LAND O LAKES 34638 median of $362,500, and at $209/sqft it sits under the Land O Lakes average of $216.

02Time on market is leverage

190 days on market against a Land O Lakes median of 32 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Land O' Lakes High School, Connerton Elementary School, Pine View Middle School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $330,000, now $320,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of J M CASTRO REALTY · Mike Castro. MLS #TB8467591.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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