9215 CAPTIVA CIRCLE, ST PETE BEACH, FL, 33706
Active182 days on marketListed Jan 22, 2026MLS #TB8467564
About this home
9215 CAPTIVA CIRCLE
Wake up to waterfront living in this stunning 3-bedroom, 3-bath townhome nestled in the beautiful Captiva Cay neighborhood, perfectly positioned in the quiet, residential side of North St. Pete Beach—just a short stroll to the sugar-sand beach. Recently appraised at $800,000, this 2,050-square-foot residence features new flooring throughout, along with neutral decor, updated bathrooms and a modern kitchen, and is complemented by an oversized 1,025-square-foot garage ideal for vehicles, storage, or water toys. Enjoy low monthly association dues of $470, which conveniently cover cable, internet, water, sewer, garbage, landscaping, exterior maintenance, and exceptional community amenities, including pools, a hot tub, fitness center, and clubhouse. Captiva Cay is currently undergoing an impressive $800,000 neighborhood enhancement, bringing upgrades to landscaping, the clubhouse, the waterfront beach area, and drainage systems, further elevating the community’s appeal. Outdoor recreation is right at your doorstep—adjacent to Egan Park with a boat ramp, baseball field, tennis and pickleball courts, basketball court, and expansive green space, and across the street from McKinney Park, offering a dog park, playground, fishing pier, picnic shelter, and open green areas. This is coastal townhome living at its finest, blending comfort, convenience, and an unbeatable St. Pete Beach lifestyle.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,050
Sqft
0.04 ac
Lot size
3
Garage
1996
Year built
Three Or More
Levels
$354
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,134 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,134/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+35.4%
$/sqft vs St Pete Beach actives
$354 vs $498
Days on market
182 vs 85 typical
Where $354/sqft sits among the 188 St Pete Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Blind Pass
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Pete Beach. See the full St Pete Beach guide →
Blind Pass — neighborhood snapshot
Population
1,773
Median age
61
Median income
$100,398
Median home value
$506,650
Avg household
2
Households w/ children
36%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Pete Beach market
$679K → $589K
St Pete Beach median sold, yr/yr
93.3%
Sale-to-list ratio (12 mo)
94 of 188
St Pete Beach actives have cut their price
Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 61% above the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 9215 CAPTIVA CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$777,000
9201 CAPTIVA CIRCLE · same community
3 bd · 3 ba · 2,366 sqft · $328/sqft · 274 DOM
Sold · Dec ’25$1,275,000
6422 1ST PALM POINT
3 bd · 3 ba · 2,043 sqft · $624/sqft · 4 DOM
Sold · Dec ’25$745,000
6600 SUNSET WAY UNIT 508
2 bd · 2.5 ba · 2,072 sqft · $360/sqft · 110 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9215 CAPTIVA CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9215 CAPTIVA CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
9215 CAPTIVA CIRCLE FAQs
What would the monthly payment be for 9215 CAPTIVA CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,134/mo — principal and interest, the actual property-tax bill, the $470/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9215 CAPTIVA CIRCLE?+
The association fee works out to $470 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9215 CAPTIVA CIRCLE?+
The most recent tax bill on record (2024) was $3,842. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9215 CAPTIVA CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Pete Beach?+
At $724,999, this home is listed about 21% above the St Pete Beach median of $599,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9215 CAPTIVA CIRCLE?+
Azalea Elementary School (elementary), Azalea Middle School (middle), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$724,999 runs 61% above the ST PETE BEACH 33706 median — but at 2,050 sqft it's also 62% larger than the typical St Pete Beach listing.
02Park/Greenbelt & Water views
The park/greenbelt and water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
182 days on market against a St Pete Beach median of 85 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Azalea Elementary School, Azalea Middle School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $774,900, now $724,999 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EZ CHOICE MLS, INC · Shawna Kugler. MLS #TB8467564.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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