Steeve Cadeau
$3,500,0004 bd5 ba4,192 sqft$835 /sqft$24,385 /mo all-in ↓

1013 ELDORADO AVENUE, CLEARWATER, FL, 33767

Active147 days on marketListed Feb 26, 2026MLS #TB8467479

Private poolSingle Family ResidenceCARLOUEL

About this home

1013 ELDORADO AVENUE

Stunning Gulf views without Gulf-front taxes. This beautifully designed contemporary home in the exclusive, private Carlouel neighborhood delivers the best of both worlds: sweeping water views and a quiet, secluded setting just steps from your own private gated beach access. Built to the latest hurricane and flood standards with impact-rated windows and doors throughout, the home features reverse living so the main living areas and primary suite sit upstairs for maximum views and light. Soaring vaulted ceilings with handcrafted island-style wood beams, and custom millwork create an elegant yet relaxed coastal atmosphere. The chef’s kitchen is bright and expansive, complete with honed black granite, double Sub-Zero refrigeration, Wolf wall ovens, and a large farmhouse sink. Every guest bedroom has its own en-suite bath and generous closet space; while the primary suite offers double walk-in closets, dual vanities, and a deep soaker tub flooded with natural light and gulf views. An oversized garage, tons of interior storage rooms, and the elevator can be found on the first floor. Outside, the spacious backyard is a true private oasis: saltwater pool and spa, large covered entertaining area, and multiple balconies perfect for morning coffee or evening sunsets. Just a 5-minute walk to the exclusive Carlouel Yacht Club (currently undergoing a $45 million transformation) and seconds from the gated beach path, this home puts you minutes from Clearwater Beach’s restaurants, shops, marina, and world-class attractions—without ever feeling crowded. Sophisticated coastal living at its finest.

Facts & features

The home at a glance

4

Bedrooms

5

Bathrooms

4,192

Sqft

0.15 ac

Lot size

2

Garage

2015

Year built

Three Or More

Levels

$835

Per sqft

Private poolWater viewNegotiablePets allowed

Inside

FlooringCarpet · Tile · Hardwood
AppliancesBar Fridge · Built-In Oven · Dishwasher · Disposal · Dryer · Exhaust Fan · Microwave · Range · Refrigerator · Tankless Water Heater
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · Elevator · High Ceilings · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Vaulted Ceiling(s) · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric · Zoned
FurnishedNegotiable

Outside & construction

RoofMetal
ConstructionBlock · HardiPlank Type
FoundationSlab
ViewWater
FacesWest
ParkingCircular Driveway · Garage Door Opener · Oversized · Under Building
ExteriorBalcony · French Doors · Irrigation System · Lighting · Sidewalk

Community & fees

Taxes (2025)$48,326/yr
PetsYes
CommunityWater Access · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Connected · Natural Gas Connected · Public · Sewer Connected · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$24,385 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$18,886
PMI (est., until 20% equity)$1,313
Property tax — 2025 actual bill$4,027
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $350,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $350,000
Interest rate6.00%
Loan term

Estimated payment

$24,385/mo

Principal & interest$18,886
PMI (est., until 20% equity)$1,313
Property taxes (actual bill)$4,027
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Clearwater Beach

Map of 1013 ELDORADO AVENUE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)38 min
Downtown Tampa42 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

Clearwater Beach — neighborhood snapshot

Population

2,289

Median age

58

Median income

$87,434

Median home value

$801,867

Avg household

2

Households w/ children

104

For the school run

Pinellas County School District

ElementarySandy Lane Elementary School★★★★★
MiddleDunedin Highland Middle School★★★★
HighClearwater High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$332K$335K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 531% above the CLEARWATER 33767 median. See the full Clearwater market guide →

Paper trail

This home's history

Feb 26, 2026Listed at $3,500,000 · 147 days on market since
2015Built · CARLOUEL

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1013 ELDORADO AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1013 ELDORADO AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

1013 ELDORADO AVENUE FAQs

What would the monthly payment be for 1013 ELDORADO AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $24,385/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1013 ELDORADO AVENUE?+

The most recent tax bill on record (2025) was $48,326. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1013 ELDORADO AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $3,500,000, this home is listed about 1173% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1013 ELDORADO AVENUE?+

Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$3,500,000 runs 531% above the CLEARWATER 33767 median — but at 4,192 sqft it's also nearly 3 times the size of the typical Clearwater listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

147 days on market against a Clearwater median of 47 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RYAN JOSEPH BIRGE · Ryan Birge. MLS #TB8467479.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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