Steeve Cadeau
$360,0004 bd2 ba2,080 sqft$173 /sqft$2,822 /mo all-in ↓

403 THICKET CREST ROAD, SEFFNER, FL, 33584

Active184 days on marketListed Jan 20, 2026MLS #TB8466662

Priced 5% below the SEFFNER 33584 medianSingle Family ResidenceKINGSWAY PH 2

About this home

403 THICKET CREST ROAD

Located in a quiet,established community, this 4/2/2 offers a solid structure and functional layout with opportunity for cosmetic updates. The seller is wiling to make renovations with acceptable terms and will ensure the property passes a 4 point inspection, offering added confidence for financing and insurance. Ideal for owner-occupants or buyers seeking value and potential in a peaceful neighborhood. Schedule your showing today to explore the possibilities.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,080

Sqft

0.13 ac

Lot size

2

Garage

2006

Year built

One

Levels

$173

Per sqft

Inside

FlooringCarpet · Ceramic Tile · Laminate
AppliancesConvection Oven · Cooktop · Disposal · Electric Water Heater · Microwave · Range
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Solid Wood Cabinets · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationBlock
FacesNorth
ExteriorPrivate Entrance · Private Mailbox · Private Yard · Sidewalk

Community & fees

HOA fee$71/mo
Taxes (2024)$3,744/yr
PetsCats OK, Dogs OK
CommunityNone

Utilities & systems

UtilitiesCable Available · Electricity Available · Phone Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,822 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,119
FHA mortgage insurance (est.)$159
Property tax — 2024 actual bill$312
HOA fee — from the listing$71
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,600Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,600
Interest rate6.00%
Loan term

Estimated payment

$2,822/mo

Principal & interest$2,119
FHA mortgage insurance (est.)$159
Property taxes (actual bill)$312
HOA / condo fee$71
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $360K
$346KedgeAI estimate $386,610 · range $383K$393K$409K

vs edgeAI estimate

−6.9%

Days on market

184 vs 22 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Seffner

Map of 403 THICKET CREST ROAD

Drive times from this address

Downtown Tampa17 min
Tampa Int’l Airport (TPA)28 min
Walt Disney World59 min
Universal Orlando69 min
Downtown Orlando75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Seffner. See the full Seffner guide →

SEFFNER 33584 — neighborhood snapshot

Population

27,172

Median age

41.8

Median income

$68,330

Median home value

$280,700

Avg household

2.68

Households w/ children

3,144

For the school run

Hillsborough County School District

MiddleBurnett Middle School★★★★
ElementaryBailey Elementary School★★★★
HighStrawberry Crest High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Seffner market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$365K$350K

Seffner median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

Median sold price, Seffner, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 5% below the SEFFNER 33584 median. See the full Seffner market guide →

Paper trail

This home's history

Jan 20, 2026Listed at $360,000 · 184 days on market since
2006Built · KINGSWAY PH 2

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 403 THICKET CREST ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 403 THICKET CREST ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

403 THICKET CREST ROAD FAQs

What would the monthly payment be for 403 THICKET CREST ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,822/mo — principal and interest, the actual property-tax bill, the $71/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 403 THICKET CREST ROAD?+

The association fee works out to $71 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 403 THICKET CREST ROAD?+

The most recent tax bill on record (2024) was $3,744. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 403 THICKET CREST ROAD?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Seffner?+

At $360,000, this home is listed about 10% below the Seffner median of $399,900. The market section on this page shows how the area is trending.

Which schools are assigned to 403 THICKET CREST ROAD?+

Burnett Middle School (middle), Bailey Elementary School (elementary), Strawberry Crest High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the SEFFNER 33584 market on paper

$360,000 is 5% below the SEFFNER 33584 median of $380,000, and at $173/sqft it sits under the Seffner average of $234.

02Time on market is leverage

184 days on market against a Seffner median of 22 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Burnett Middle School, Bailey Elementary School, Strawberry Crest High School, Patricia Sullivan Metropolitan Ministries Partnership School — Strawberry Crest High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of LPT REALTY, LLC · Monye Cato. MLS #TB8466662.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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