Steeve Cadeau
$324,900$345,0003 bd2 ba1,800 sqft$181 /sqft$3,198 /mo all-in ↓

15644 AURORA LAKE CIRCLE, WIMAUMA, FL, 33598

Active183 days on marketListed Jan 22, 2026MLS #TB8466280

Priced 12% below the Wimauma medianReduced $20KWaterfrontVillaVALENCIA LAKES TR MM PH

About this home

15644 AURORA LAKE CIRCLE

This immaculate villa offers peace of mind with accordion storm shutters and showcases a private water view with no backyard neighbors, creating a serene setting ideal for relaxing with your morning coffee or entertaining guests while enjoying beautiful sunrises. The popular Augusta model features an open floor plan with two bedrooms, a spacious den, two bathrooms, and a two-car garage, all located within Valencia Lakes, Greater Tampa Bay’s premier 55+ resort-style community. Lovely curb appeal welcomes you with a brick paver driveway and walkway, a barrel tile roof, and lush palm trees. Inside, the home reflects thoughtful attention to detail with crown molding throughout, picture frame and chair rail molding in the dining room, and large tile flooring throughout for easy, low-maintenance living. The spacious great room flows seamlessly into the kitchen and dining area and opens through expansive eight-foot sliding glass doors to the tranquil water view beyond. The gourmet eat-in kitchen is beautifully appointed with granite countertops, an undermount stainless steel sink, an extended 18-inch granite serving bar, 42-inch flat-panel maple cabinetry with under- and over-cabinet lighting, a tumbled marble backsplash, and upgraded GE stainless steel appliances, including a slide-in range. The casual dining area is filled with natural light from three corner windows, enhancing the bright and airy feel of the space. The primary suite is generously sized and offers a peaceful private view along with an extra-large walk-in closet. The primary bath serves as a relaxing retreat, featuring separate vanities with Corian countertops, 36-inch maple cabinets, and a large walk-in shower with tile to the ceiling and a built-in seat. The oversized den, with double eight-foot entry doors, provides flexibility as a home office, craft room, media room, or optional third bedroom. The second bedroom is thoughtfully positioned away from the primary suite, offering guests maximum privacy and direct access to the second full bathroom. Additional features include a separate laundry room with cabinetry for extra storage, a utility sink with cabinet, and a GE large capacity front load washer and dryer. This home is enhanced by numerous custom upgrades, including a new HVAC system installed in 2024, a tankless water heater, water softener system, reverse osmosis system at the kitchen sink, accordion hurricane shutters, upgraded lighting fixtures, gutters, window blinds, and more. All of this is nestled within Valencia Lakes, one of the most active 55+ communities in the Greater Tampa Bay area, offering an exceptional resort-style lifestyle. Residents enjoy a 40,000-square-foot clubhouse, 24-hour fitness center, multiple pools, bistro, tennis, pickleball, bocce ball, clubs, live shows, arts and crafts, cooking classes, scenic walking paths, and countless social activities. Come experience the lifestyle for yourself and start living your best life in this stunning Valencia Lakes home.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,800

Sqft

0.11 ac

Lot size

2

Garage

2015

Year built

One

Levels

$181

Per sqft

WaterfrontWater view55+ community

Inside

FlooringTile
AppliancesCooktop · Dishwasher · Disposal · Dryer · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Chair Rail · Crown Molding · Eating Space In Kitchen · Open Floorplan · Pest Guard System · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesSouthwest
ExteriorPrivate Mailbox · Private Yard · Sidewalk · Sliding Doors

Community & fees

HOA fee$633/mo
Taxes (2024)$4,182/yr
PetsBreed Restrictions, Cats OK, Dogs OK
CommunityLake · Deed Restrictions · Dog Park · Fitness Center · Gated Community - No Guard · Golf Carts OK · Irrigation-Reclaimed Water · Pool · Sidewalks · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,198 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Property tax — 2024 actual bill$349
HOA fee — from the listing$633
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,372Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,372
Interest rate6.00%
Loan term

Estimated payment

$3,198/mo

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Property taxes (actual bill)$349
HOA / condo fee$633
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $325K
$284KedgeAI estimate $331,971 · range $296K$394K$410K

vs edgeAI estimate

−2.1%

$/sqft vs Wimauma actives

$181 vs $183

Days on market

183 vs 44 typical

Where $181/sqft sits among the 269 Wimauma actives

87
86 · this home
56
17
4
19
$138–169$169–200$200–230$230–261$261–292$292+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Wimauma

Map of 15644 AURORA LAKE CIRCLE

Drive times from this address

Downtown Tampa32 min
Tampa Int’l Airport (TPA)44 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Wimauma. See the full Wimauma guide →

The numbers that matter

The Wimauma market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$369K$362K

Wimauma median sold, yr/yr

98.6%

Sale-to-list ratio (12 mo)

144 of 269

Wimauma actives have cut their price

Median sold price, Wimauma, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 12% below the Wimauma median. See the full Wimauma market guide →

Paper trail

This home's history

CurrentPrice reduced to $324,900 $20K
Jan 22, 2026Listed at $345,000 · 183 days on market since
2015Built · VALENCIA LAKES TR MM PH

Reality check

What actually sold near 15644 AURORA LAKE CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

15618 AURORA LAKE CIRCLESold · Mar ’26

$345,000

15618 AURORA LAKE CIRCLE · same community

2 bd · 2 ba · 1,800 sqft · $192/sqft · 30 DOM

15837 AURORA LAKE CIRCLESold · Jan ’26

$309,000

15837 AURORA LAKE CIRCLE · same community

2 bd · 2 ba · 1,747 sqft · $177/sqft · 131 DOM

15716 AURORA LAKE CIRCLESold · Dec ’25

$325,000

15716 AURORA LAKE CIRCLE · same community

3 bd · 2 ba · 1,710 sqft · $190/sqft · 26 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 15644 AURORA LAKE CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 15644 AURORA LAKE CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

15644 AURORA LAKE CIRCLE FAQs

What would the monthly payment be for 15644 AURORA LAKE CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,198/mo — principal and interest, the actual property-tax bill, the $633/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 15644 AURORA LAKE CIRCLE?+

The association fee works out to $633 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 15644 AURORA LAKE CIRCLE?+

The most recent tax bill on record (2024) was $4,182. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 15644 AURORA LAKE CIRCLE?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Wimauma?+

At $324,900, this home is listed about 12% below the Wimauma median of $370,000. The market section on this page shows how the area is trending.

The brief

Five things that matter here

01Under the Wimauma market on paper

$324,900 is 12% below the Wimauma median of $370,000, and at $181/sqft it sits under the Wimauma average of $205.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $633/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

183 days on market against a Wimauma median of 44 — sellers in this position are usually ready to negotiate.

05The price has already moved

Listed at $345,000, now $324,900 — a $20K cut. The full history is in the market section below.

Listing courtesy of SALTZBERG & ASSOCIATES REAL ESTATE · Terrie Alderman. MLS #TB8466280.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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