16320 SWAN VIEW CIRCLE, ODESSA, FL, 33556
Active201 days on marketListed Jan 5, 2026MLS #TB8460744
About this home
16320 SWAN VIEW CIRCLE
Virtually Staged. Stunning Pond-View Townhome in Gated Swan View – Move-In Ready with Brand-New Luxury Vinyl Flooring Throughout Welcome to the highly sought-after community of Swan View in Odessa, where comfort, style, and convenience come together beautifully. This impeccably maintained 2-bedroom, 2.5-bath townhome offers serene pond views, modern updates, and a bright, open layout designed for effortless living. Step inside and immediately notice the brand-new luxury vinyl flooring throughout the entire home, offering both elegance and durability. Natural light fills the spacious open-concept living and dining areas, creating a warm and inviting atmosphere perfect for everyday living and entertaining. The kitchen is thoughtfully designed with stainless steel appliances, abundant cabinetry, and a convenient breakfast bar ideal for casual dining or hosting guests. A first-floor half bath adds extra convenience for visitors. Upstairs, you’ll find two generously sized bedrooms, each with its own private en-suite bathroom — providing comfort and privacy for family or guests. The spacious primary suite features two large closets and a well-appointed bathroom retreat. The laundry area is conveniently located on the second floor, right where you need it most. Step outside to your private covered patio overlooking the tranquil pond — the perfect setting for morning coffee, evening relaxation, or simply enjoying Florida’s beautiful weather. Additional highlights include: Brand-new luxury vinyl flooring throughout Ceiling fans throughout the home Assigned parking directly outside your front door Gated community with resort-style pool Beautifully maintained landscaping Ideally located near popular restaurants, shopping, and top-rated schools, with easy access to the Suncoast Parkway for a smooth commute to Tampa and surrounding areas. Low-maintenance living with peaceful water views in one of Odessa’s most desirable communities. Low HOA and no CDD's. Don’t miss the opportunity to make this your new home.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,240
Sqft
0.02 ac
Lot size
2006
Year built
Two
Levels
$190
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,194 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,194/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.3%
$/sqft vs Odessa actives
$190 vs $271
Days on market
201 vs 38 typical
Where $190/sqft sits among the 205 Odessa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Odessa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Odessa. See the full Odessa guide →
ODESSA 33556 — neighborhood snapshot
Population
34,045
Median age
40.9
Median income
$151,034
Median home value
$589,700
Avg household
2.93
Households w/ children
4,581
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Odessa market
$655K → $682K
Odessa median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
114 of 205
Odessa actives have cut their price
Median sold price, Odessa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 65% below the ODESSA 33556 median. See the full Odessa market guide →
Paper trail
This home's history
Reality check
What actually sold near 16320 SWAN VIEW CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$262,000
16403 BELLEMORE LANE · same community
2 bd · 2.5 ba · 1,337 sqft · $196/sqft · 3 DOM
Sold · Jan ’26$320,000
17034 ONGAR COURT
3 bd · 2 ba · 1,292 sqft · $248/sqft · 103 DOM
Sold · Apr ’26$420,000
17511 EAGLE LANE
3 bd · 3 ba · 1,325 sqft · $317/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 16320 SWAN VIEW CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16320 SWAN VIEW CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
16320 SWAN VIEW CIRCLE FAQs
What would the monthly payment be for 16320 SWAN VIEW CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,194/mo — principal and interest, the actual property-tax bill, the $232/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 16320 SWAN VIEW CIRCLE?+
The association fee works out to $232 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 16320 SWAN VIEW CIRCLE?+
The most recent tax bill on record (2025) was $3,778. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16320 SWAN VIEW CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Odessa?+
At $234,999, this home is listed about 69% below the Odessa median of $749,950. The market section on this page shows how the area is trending.
Which schools are assigned to 16320 SWAN VIEW CIRCLE?+
Steinbrenner High School (high), Martinez Middle School (middle), Hammond Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the ODESSA 33556 market on paper
$234,999 is 65% below the ODESSA 33556 median of $679,000, and at $190/sqft it sits under the Odessa average of $351.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
201 days on market against a Odessa median of 38 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Steinbrenner High School, Martinez Middle School, Hammond Elementary School, Patricia Sullivan Metropolitan Ministries Partnership School — Steinbrenner High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $280,000, now $234,999 — a $45K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · Laura Button. MLS #TB8460744.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Odessa homes, in your inbox
Like 16320 SWAN VIEW CIRCLE but not quite? A daily digest of every new listing in Odessa — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Steeve to ping you on any price or status change →