6504 N 21ST STREET, TAMPA, FL, 33610
Active236 days on marketListed Dec 18, 2025MLS #TB8457066
About this home
6504 N 21ST STREET
Short Sale. Priced to sell as an approved short sale and recently appraised at $340,000, 6504 N 21st St offers immediate equity and an incredible opportunity for buyers and investors alike. This is the opportunity of the year in Seminole Heights with a fresh price improvement. This 3-bed, 2.5-bath home is now the best value in the 33610 zip code. Enjoy an open-concept layout featuring modern updates: a granite island, stainless steel appliances, and major peace of mind with a 2019 Roof and 2020 A/C. The huge fenced backyard is a blank canvas for your Florida oasis and includes a new shed. Located minutes from Armature Works, Raymond James Stadium, Downtown Tampa, the airport, and major highways. Schedule your showing today! - subject to third-party lender approval.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,405
Sqft
0.18 ac
Lot size
1955
Year built
One
Levels
$242
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,809 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,809/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.1%
$/sqft vs Tampa actives
$242 vs $299
Days on market
236 vs 43 typical
Where $242/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Old Seminole Heights
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Old Seminole Heights — neighborhood snapshot
Population
15,847
Median age
36
Median income
$82,239
Median home value
$319,341
Avg household
3
Households w/ children
1,767
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
210 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% above the TAMPA 33610 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 6504 N 21ST STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$475,000
1104 E ELLICOTT STREET
3 bd · 2 ba · 1,408 sqft · $337/sqft · 48 DOM
Sold · Jul ’26$314,500
4602 N 38TH STREET
4 bd · 2 ba · 1,400 sqft · $225/sqft · 39 DOM
Sold · May ’26$425,000
805 E CURTIS STREET
3 bd · 2 ba · 1,480 sqft · $287/sqft · 98 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6504 N 21ST STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6504 N 21ST STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
6504 N 21ST STREET FAQs
What would the monthly payment be for 6504 N 21ST STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,809/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6504 N 21ST STREET?+
The most recent tax bill on record (2024) was $5,961. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $340,000, this home is listed about 24% below the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 6504 N 21ST STREET?+
Chamberlain High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Janessa Urra. MLS #TB8457066.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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