350 N JULIA CIRCLE, ST PETE BEACH, FL, 33706
Active224 days on marketListed Dec 12, 2025MLS #TB8455844
About this home
350 N JULIA CIRCLE
The ultimate Live-Work-Play lifestyle awaits in this beautifully maintained 4-bedroom, 3-bath waterfront home on highly sought-after Vina Del Mar Island. Ideal for avid boaters, this premier location offers direct, no-bridge access to the Gulf of Mexico, 88’ of deep, protected waterfront, a private dock, and a 13,000-lb boat lift—a true boater’s paradise. Step outside to your own private oasis: a spacious pool surrounded by lush tropical landscaping, expansive paver patios, and multiple areas for lounging and entertaining. Whether hosting weekend gatherings or enjoying quiet mornings by the water, this backyard perfectly complements the coastal lifestyle. Inside, the home offers a thoughtful floor plan with generously sized bedrooms, including dual master ensuites, a large kitchen, and inviting living spaces designed to accommodate everything from intimate dinner parties to full family reunions. Lovingly updated and carefully maintained by the same owners for over 25 years, this residence exudes warmth, comfort, and pride of ownership. Vina Del Mar residents enjoy unbeatable walkability and convenience—walk, bike, or golf cart to the charming shops and restaurants of Historic Pass-A-Grille. Just steps from your front door is the Vina Del Mar Park, offering tennis, pickleball, basketball, playground, dog park, adult fitness stations, and a shaded pavilion. Wake up each morning to stunning sunrises over the water, then stroll to the beach each evening for award-winning sunsets. With quick, easy access to vibrant Downtown St. Petersburg, acclaimed museums, top-tier dining, and major league sports—and only a short drive to Tampa International and St. Pete/Clearwater airports—travel and entertainment are always convenient. Location. Lifestyle. Elevation. Vina Del Mar Island offers it all!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,571
Sqft
0.24 ac
Lot size
2
Garage
1970
Year built
One
Levels
$642
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$10,339 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,339/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.3%
$/sqft vs St Pete Beach actives
$642 vs $490
Days on market
224 vs 85 typical
Where $642/sqft sits among the 186 St Pete Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Vina Del Mar
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Pete Beach. See the full St Pete Beach guide →
Vina Del Mar — neighborhood snapshot
Population
1,068
Median age
62
Median income
$133,052
Median home value
$1,143,400
Avg household
2
Households w/ children
47%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Pete Beach market
$679K → $589K
St Pete Beach median sold, yr/yr
93.3%
Sale-to-list ratio (12 mo)
93 of 186
St Pete Beach actives have cut their price
Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 267% above the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 350 N JULIA CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$2,850,000
2950 ALTON DRIVE · same community
4 bd · 3 ba · 2,727 sqft · $1,045/sqft · 27 DOM
Sold · May ’26$1,625,000
351 S JULIA CIRCLE · same community
4 bd · 2 ba · 2,354 sqft · $690/sqft · 1 DOM
Sold · May ’26$1,400,000
251 S ISLE DRIVE · same community
3 bd · 2 ba · 2,193 sqft · $638/sqft · 159 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 350 N JULIA CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 350 N JULIA CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
350 N JULIA CIRCLE FAQs
What would the monthly payment be for 350 N JULIA CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,339/mo — principal and interest, the actual property-tax bill, the $3/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 350 N JULIA CIRCLE?+
The association fee works out to $3 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 350 N JULIA CIRCLE?+
The most recent tax bill on record (2023) was $7,851. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 350 N JULIA CIRCLE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Pete Beach?+
At $1,650,000, this home is listed about 175% above the St Pete Beach median of $599,000. The market section on this page shows how the area is trending.
Which schools are assigned to 350 N JULIA CIRCLE?+
Boca Ciega High School (high), Bay Point Middle School (middle), Azalea Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,650,000 runs 267% above the ST PETE BEACH 33706 median — but at 2,571 sqft it's also nearly twice the size of the typical St Pete Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
224 days on market against a St Pete Beach median of 85 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Boca Ciega High School, Bay Point Middle School, Azalea Elementary School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,875,000, now $1,650,000 — a $225K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Melinda Pletcher. MLS #TB8455844.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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