14880 SHIPWATCH TRACE UNIT 1912, LARGO, FL, 33774
Active227 days on marketListed Dec 9, 2025MLS #TB8453752
About this home
14880 SHIPWATCH TRACE UNIT 1912
WELCOME TO SHIPWATCH, ONE OF LARGO’S MOST DESIRABLE COMMUNITIES LOCATED JUST MINUTES FROM THE STUNNING GULF BEACHES. This beautifully maintained 2-bedroom/2-bathroom, 1ST FLOOR CONDO (WITH A 1-CAR GARAGE!) offers effortless living with a bright, open layout and thoughtful upgrades throughout. Step inside to find a split floor plan with well-appointed and spacious living/dining areas. The kitchen offers ample cabinet space and a convenient pass-through to the dining area, making everyday living and entertaining a breeze. A separate INTERIOR LAUNDRY ROOM adds to the convenience and functionality of the home. The generous primary suite features large windows for natural light and a spacious en-suite bathroom complete with a dual-sink vanity, walk-in shower, and abundant storage. The split-bedroom layout provides privacy for guests, with the 2nd bedroom located near a full guest bath. Enjoy the rare benefit of a PRIVATE ONE-CAR GARAGE, located just steps from your front door—ideal for storage, parking, or beach gear. Being on the 1st floor also means easy access with no stairs. Shipwatch is known for its lush landscaping and exceptional amenities, including multiple pools, tennis courts, fitness facilities, a clubhouse, walking trails, and serene ponds throughout the community. With close proximity to restaurants, shopping, golf, and some of Florida’s best beaches, this condo offers the perfect combination of comfort, convenience, and coastal living. Move-in ready and ideally located—this is the Florida lifestyle you’ve been looking for!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,235
Sqft
0 ac
Lot size
1
Garage
1993
Year built
One
Levels
$279
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,692 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,692/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.9%
$/sqft vs SHIPWATCH
$279 vs $275
Days on market
227 vs 42 typical
Where $279/sqft sits among the 10 homes for sale in SHIPWATCH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Shipwatch Yacht Club
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Shipwatch Yacht Club — neighborhood snapshot
Population
574
Median age
76
Median income
$53,869
Median home value
$300,900
Avg household
1
Households w/ children
11%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
7 of 10
SHIPWATCH have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 72% above the LARGO 33774 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 14880 SHIPWATCH TRACE UNIT 1912
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$370,000
11520 SHIPWATCH DRIVE UNIT 1385 · same community
2 bd · 2 ba · 1,235 sqft · $300/sqft · 80 DOM
Sold · Sep ’25$307,250
11510 SHIPWATCH DRIVE UNIT 1375 · same community
2 bd · 2 ba · 1,235 sqft · $249/sqft · 134 DOM
Sold · Mar ’26$295,000
11620 SHIPWATCH DRIVE UNIT 1423 · same community
2 bd · 2 ba · 1,235 sqft · $239/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 14880 SHIPWATCH TRACE UNIT 1912 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14880 SHIPWATCH TRACE UNIT 1912 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
14880 SHIPWATCH TRACE UNIT 1912 FAQs
What would the monthly payment be for 14880 SHIPWATCH TRACE UNIT 1912?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,692/mo — principal and interest, the actual property-tax bill, the $895/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 14880 SHIPWATCH TRACE UNIT 1912?+
The association fee works out to $895 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 14880 SHIPWATCH TRACE UNIT 1912?+
The most recent tax bill on record (2025) was $5,447. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 14880 SHIPWATCH TRACE UNIT 1912?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $344,900, this home is listed about 28% above the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 14880 SHIPWATCH TRACE UNIT 1912?+
Oakhurst Elementary School (elementary), Seminole Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$344,900 runs 72% above the LARGO 33774 median.
02Know the monthly fee
The association fee is $895/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
227 days on market against a Largo median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Oakhurst Elementary School, Seminole Middle School, Richard O Jacobson Technical High School At Seminole — Oakhurst Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $349,900, now $344,900 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Sandy Hartmann. MLS #TB8453752.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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