632 EDGEWATER DRIVE UNIT 238, DUNEDIN, FL, 34698
Active245 days on marketListed Nov 21, 2025MLS #TB8450633
About this home
632 EDGEWATER DRIVE UNIT 238
Welcome to coastal living at its finest in this beautifully maintained, fully furnished 2-bedroom, 2-bath condo located in the highly desirable 55+ waterfront community of Edgewater Arms. Situated on the second floor, this bright and inviting 1,220 sq. ft. residence offers an open-concept living and dining area enhanced by large windows that fill the space with natural light and provide partial water views of St. Joseph Sound. The well-appointed kitchen features modern appliances, with brand new range/microwave and a convenient walk-in pantry, while the spacious primary suite includes its own private bath and generous closet storage. A comfortable guest bedroom and full hallway bath make hosting visitors effortless. The home includes a blend of ceramic tile, luxury vinyl, and carpet throughout, central heating and air, a dry bar, and tasteful furnishings that make it truly move-in ready. Residents of Edgewater Arms enjoy an unmatched waterfront lifestyle with amenities that include a heated swimming pool, two private fishing piers, a clubhouse with social and fitness spaces, shuffleboard, kayak and bike storage, grilling areas, walkways along the water, and a relaxing tiki hut and firepit. The building offers modernized elevators, storm-rated windows, secure entry, and an assigned covered carport for convenience and peace of mind. Located just minutes from vibrant downtown Dunedin, this property provides easy access to charming shops, restaurants, breweries, festivals, the Pinellas Trail, and the pristine beaches and parks of the surrounding coastal area. Whether you’re looking for a seasonal getaway or a full-time residence, this condo offers the perfect blend of comfort, community, and waterfront serenity.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,220
Sqft
0.38 ac
Lot size
1973
Year built
One
Levels
$287
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,915 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,915/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−23.8%
$/sqft vs Dunedin actives
$287 vs $297
Days on market
245 vs 51 typical
Where $287/sqft sits among the 264 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$440K → $410K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
152 of 264
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% above the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 632 EDGEWATER DRIVE UNIT 238
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$380,000
632 EDGEWATER DRIVE UNIT 433 · same community
2 bd · 2 ba · 1,425 sqft · $267/sqft · 112 DOM
Sold · Apr ’26$167,000
632 EDGEWATER DRIVE UNIT 437 · same community
1 bd · 1 ba · 695 sqft · $240/sqft · 18 DOM
Sold · Jan ’26$354,900
1439 WILSON ROAD
3 bd · 1 ba · 1,226 sqft · $289/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 632 EDGEWATER DRIVE UNIT 238 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 632 EDGEWATER DRIVE UNIT 238 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
632 EDGEWATER DRIVE UNIT 238 FAQs
What would the monthly payment be for 632 EDGEWATER DRIVE UNIT 238?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,915/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 632 EDGEWATER DRIVE UNIT 238?+
The most recent tax bill on record (2024) was $6,489. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 632 EDGEWATER DRIVE UNIT 238?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $349,900, this home is listed about 12% below the Dunedin median of $398,500. The market section on this page shows how the area is trending.
Which schools are assigned to 632 EDGEWATER DRIVE UNIT 238?+
Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$349,900 runs 17% above the DUNEDIN 34698 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
245 days on market against a Dunedin median of 51 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $425,000, now $349,900 — a $75K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Cathryn Tardie-Wojcieszak. MLS #TB8450633.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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