690 ISLAND WAY UNIT 208, CLEARWATER, FL, 33767
Active257 days on marketListed Nov 19, 2025MLS #TB8449752
About this home
690 ISLAND WAY UNIT 208
Enjoy the Florida lifestyle! Live at the Clearwater Beach community of beautiful Island Estates in this 1 bedroom, 1 1/2 bath condo. Open and bright kitchen with soft-close cabinetry and granite countertops. Enjoy the convenience of having your washer and dryer within your own unit. Island Walk Condo is well managed and maintained. The complex features an array of amenities such as a waterfront heated pool and hot tub, tennis and pickleball courts, assigned covered parking, an abundance of guest parking, bike storage, outdoor grills with waterfront picnic area and a designated car wash area. Stroll along the water and just enjoy feeling the island way of living. Island Estates is a self contained community with Publix grocery store, restaurants, post office, dry cleaners, nail salon, shopping, The Clearwater Marine Aquarium and much much more. This location is truly unbeatable.
Facts & features
The home at a glance
1
Bedrooms
1.5
Bathrooms
950
Sqft
0 ac
Lot size
1982
Year built
One
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$179 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$179/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Clearwater actives
$3 vs $218
Days on market
257 vs 47 typical
Where $3/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Island Estate
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Island Estate — neighborhood snapshot
Population
2,783
Median age
62
Median income
$108,222
Median home value
$631,400
Avg household
2
Households w/ children
223
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
221 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the CLEARWATER 33767 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 690 ISLAND WAY UNIT 208
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$310,000
690 ISLAND WAY UNIT 911 · same community
1 bd · 1.5 ba · 950 sqft · $326/sqft · 15 DOM
Sold · Feb ’26$440,000
690 ISLAND WAY UNIT 707 · same community
2 bd · 2 ba · 1,150 sqft · $383/sqft · 270 DOM
Sold · Feb ’26$617,500
690 ISLAND WAY UNIT 203 · same community
2 bd · 2.5 ba · 1,350 sqft · $457/sqft · 68 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 690 ISLAND WAY UNIT 208 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 690 ISLAND WAY UNIT 208 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
690 ISLAND WAY UNIT 208 FAQs
What would the monthly payment be for 690 ISLAND WAY UNIT 208?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $179/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 690 ISLAND WAY UNIT 208?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $2,650, this home is listed about 99% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 690 ISLAND WAY UNIT 208?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the CLEARWATER 33767 market on paper
$2,650 is 100% below the CLEARWATER 33767 median of $555,000, and at $3/sqft it sits under the Clearwater average of $275.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
257 days on market against a Clearwater median of 47 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SAND KEY REALTY · Linda O'Hanlan. MLS #TB8449752.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Clearwater homes, in your inbox
Like 690 ISLAND WAY UNIT 208 but not quite? A daily digest of every new listing in Clearwater — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Steeve to ping you on any price or status change →