13157 NW 104TH TERRACE, ALACHUA, FL, 32615
Active299 days on marketListed Oct 13, 2025MLS #TB8436930
About this home
13157 NW 104TH TERRACE
Fantastic location off of Hwy 441 with roughly 20,000 annual average daily travel! Take advantage of your opportunity to buy and start building right away in the growing community of Alachua within the Alachua Professional Center! Owners have carefully engineered and permitted plans that will tremendously expedite your timeline for building. The sewer line and all utilities were brought to the front of the property line, including a new culvert with all the appropriate dug ditches and land cleared. Buy and build; the hard work was done for you.
Facts & features
The home at a glance
1.73 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,632 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,632/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Alachua
Get to know Alachua. See the full Alachua guide →
ALACHUA 32615 — neighborhood snapshot
Population
16,244
Median age
40.3
Median income
$79,983
Median home value
$289,000
Avg household
2.56
Households w/ children
1,833
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Alachua market
$319K → $336K
Alachua median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
Median sold price, Alachua, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 37% below the ALACHUA 32615 median. See the full Alachua market guide →
Paper trail
This home's history
Reality check
What actually sold near 13157 NW 104TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$247,000
1074 EMPORIA ROAD · same community
2 bd · 1 ba · 716 sqft · $345/sqft · 11 DOM
Sold · Dec ’25$130,000
5640 SW 57TH AVENUE · same community
2 bd · 1 ba · 756 sqft · $172/sqft · 78 DOM
Sold · Dec ’25$168,500
12860 SW 174TH STREET · same community
3 bd · 1 ba · 816 sqft · $206/sqft · 83 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 13157 NW 104TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13157 NW 104TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
13157 NW 104TH TERRACE FAQs
What would the monthly payment be for 13157 NW 104TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,632/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13157 NW 104TH TERRACE?+
The most recent tax bill on record (2024) was $1,716. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Alachua?+
At $210,000, this home is listed about 40% below the Alachua median of $349,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13157 NW 104TH TERRACE?+
W. W. Irby Elementary School (elementary), Alachua Elementary School (elementary), A. L. Mebane Middle School (middle), Santa Fe High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ALACHUA 32615 market on paper
$210,000 is 37% below the ALACHUA 32615 median of $331,990.
02Time on market is leverage
299 days on market against a Alachua median of 64 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $225,000, now $210,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MCBRIDE KELLY & ASSOCIATES · Charles Parrish. MLS #TB8436930.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Alachua homes, in your inbox
Like 13157 NW 104TH TERRACE but not quite? A daily digest of every new listing in Alachua — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Steeve to ping you on any price or status change →