2836 WHITNEY STREET, LAKELAND, FL, 33813
Active304 days on marketListed Oct 9, 2025MLS #TB8433515
About this home
2836 WHITNEY STREET
$40,000 REDUCTION!!!! FANTASTIC PRICE REDUCTION ON THIS FANTASTIC HOME!!! This very loved and WELL KEPT one owner home is located up in the rolling hills (NO FLOOD WORRIES HERE!!)of South Lakeland's gorgeous Highlands area, a spacious 4BR 3 BA, with family room PLUS HUGE office/living room with bay window and French doors, ideal for home schooling. Open floor plan with very spacious kitchen, with center island, it is the heart of the house, it includes TWO pantries, making it the cook's dream. The primary suite features an ENOURMOUS 9X9 walk in closet. The primary bath has two separate vanities and sinks. VERY VERY RARE, a 25 FT DEEP TRUCK SIZED THREE CAR GARAGE! Enjoy all year around your screened-in saltwater pool (built in 2022) with BRAND NEW heater. Relax in your new home with NO CDD and very low HOA fees. ROOF REPLACED in 2019, NEW HVAC AND POOL HEATER IN 2025!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,799
Sqft
0.23 ac
Lot size
3
Garage
2014
Year built
One
Levels
$196
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,005 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,005/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−20.9%
$/sqft vs Lakeland actives
$196 vs $194
Days on market
304 vs 44 typical
Where $196/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33813 — neighborhood snapshot
Population
38,112
Median age
39.9
Median income
$96,723
Median home value
$330,100
Avg household
2.72
Households w/ children
5,079
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
204 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% above the LAKELAND 33813 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 2836 WHITNEY STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$470,000
6756 HARTSWORTH DRIVE · same community
5 bd · 3 ba · 2,708 sqft · $174/sqft · 40 DOM
Sold · Mar ’26$415,000
6743 HILLIS DRIVE · same community
4 bd · 2.5 ba · 2,661 sqft · $156/sqft · 5 DOM
Sold · Oct ’25$470,000
6779 HILLIS DRIVE · same community
4 bd · 3 ba · 2,581 sqft · $182/sqft · 43 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2836 WHITNEY STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2836 WHITNEY STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
2836 WHITNEY STREET FAQs
What would the monthly payment be for 2836 WHITNEY STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,005/mo — principal and interest, the actual property-tax bill, the $38/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2836 WHITNEY STREET?+
The association fee works out to $38 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2836 WHITNEY STREET?+
The most recent tax bill on record (2024) was $3,988. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2836 WHITNEY STREET?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $549,000, this home is listed about 62% above the Lakeland median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2836 WHITNEY STREET?+
Medulla Elementary School (elementary), Southwest Middle School (middle), George W. Jenkins Senior High (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$549,000 runs 36% above the LAKELAND 33813 median — but at 2,799 sqft it's also 63% larger than the typical Lakeland listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
304 days on market against a Lakeland median of 44 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $625,000, now $549,000 — a $76K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MARZUCCO REAL ESTATE · Clarisa Moody. MLS #TB8433515.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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