1520 S RICHARD AVENUE, TAMPA, FL, 33629
Active313 days on marketListed Oct 1, 2025MLS #TB8433227
About this home
1520 S RICHARD AVENUE
Virtually Staged. NEW PRICE: PLANT YOUR SOUTH TAMPA ROOTS! Situated on a rare 136-ft deep lot in the heart of South Tampa, this property is a fantastic opportunity for buyers looking to put their own personal touch on a home in one of Tampa’s most sought-after neighborhoods. Located in the coveted Plant High School district and in high-and-dry Flood Zone X, this 3-bedroom, 2-bath home with nearly 2,000 square feet offers the space, lot size, and location that make renovation projects truly worth it. Whether you’re a homeowner with a vision, someone looking for a handyman special in a prime area, or an investor seeking your next project, this home offers incredible flexibility. Move in and update over time, complete a full renovation, or explore future new construction possibilities down the road. The detached 23' x 19' block workshop adds even more potential—perfect for a workshop, home gym, hobby space, storage, or possible future guest suite/ADU conversion (future potential of a 4 beds/3 baths with ~2,413 heated sqft!). Set on a quiet street just minutes from some of South Tampa’s most beloved destinations, you’ll enjoy easy access to Hyde Park Village, Bayshore Boulevard, Palma Ceia Golf & Country Club, Bern’s Steak House, Downtown Tampa, Tampa International Airport, and the Gulf beaches. Opportunities to create your dream home in a spacious floor plan without spending $1,000,000 in this area are becoming harder to find! We have a full inspection report that we can provide you. If you’ve been waiting for the chance to buy in South Tampa and make a home your own, this could be the one!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,976
Sqft
0.16 ac
Lot size
1956
Year built
One
Levels
$329
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,091 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,091/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−21.9%
$/sqft vs Tampa actives
$329 vs $301
Days on market
313 vs 43 typical
Where $329/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palma Ceia West
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Palma Ceia West — neighborhood snapshot
Population
1,595
Median age
44
Median income
$157,620
Median home value
$714,530
Avg household
3
Households w/ children
218
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $432K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
206 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% below the TAMPA 33629 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 1520 S RICHARD AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$663,000
1512 S RICHARD AVENUE · same community
3 bd · 2.5 ba · 1,707 sqft · $388/sqft · 3 DOM
Sold · Dec ’25$725,000
1519 S CHURCH AVENUE · same community
3 bd · 2 ba · 1,636 sqft · $443/sqft · 45 DOM
Sold · Apr ’26$1,048,900
3925 W VASCONIA STREET
3 bd · 2.5 ba · 1,992 sqft · $527/sqft · 19 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1520 S RICHARD AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1520 S RICHARD AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
1520 S RICHARD AVENUE FAQs
What would the monthly payment be for 1520 S RICHARD AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,091/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1520 S RICHARD AVENUE?+
The most recent tax bill on record (2024) was $2,158. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $650,000, this home is listed about 44% above the Tampa median of $449,999. The market section on this page shows how the area is trending.
Which schools are assigned to 1520 S RICHARD AVENUE?+
Mabry Elementary School (elementary), Coleman Middle School (middle), Plant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the TAMPA 33629 market on paper
$650,000 is 39% below the TAMPA 33629 median of $1,062,000, and at $329/sqft it sits under the Tampa average of $346.
02Time on market is leverage
313 days on market against a Tampa median of 43 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Mabry Elementary School, Coleman Middle School, Plant High School, Patricia Sullivan Metropolitan Ministries Partnership School — Mabry Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $724,500, now $650,000 — a $75K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Conor Green. MLS #TB8433227.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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