Steeve Cadeau
$259,999$290,0003 bd2.5 ba1,400 sqft$186 /sqft$2,533 /mo all-in ↓

7046 TOWNE LAKE ROAD, RIVERVIEW, FL, 33578

Active299 days on marketListed Sep 29, 2025MLS #TB8432730

Priced 13% below the RIVERVIEW 33578 medianReduced $30KTownhouseOAK CREEK PRCL 3

About this home

7046 TOWNE LAKE ROAD

Short Sale. Welcome to your dream home! This beautifully updated 3-bedroom, 2.5-bathroom property offers the perfect blend of style, comfort, and functionality. Step inside and you’ll be greeted by a fresh, modern interior with a soothing natural color palette that creates a warm and inviting atmosphere throughout. The spacious kitchen features a convenient center island, ideal for meal prep, casual dining, or gathering with loved ones. Multiple flexible living areas give you the freedom to design spaces that fit your lifestyle. Whether it’s a home office, playroom, or cozy lounge. Retreat to the luxurious primary suite, where the bathroom is designed for both comfort and convenience with double sinks and generous under-sink storage. Outside, enjoy a spacious and open back patio, perfect for entertaining, relaxing, or creating your own outdoor oasis. The home also includes a 1-car garage, providing secure parking and additional storage. This home truly checks all the boxes for today’s buyers and stylish, functional, and move-in ready. Don’t miss your chance to make it yours! Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,400

Sqft

0.04 ac

Lot size

1

Garage

2016

Year built

Two

Levels

$186

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorEating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Walk-In Closet(s)
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationBlock
FacesNorthwest
ExteriorSliding Doors

Community & fees

HOA fee$324/mo
Taxes (2024)$4,845/yr
PetsYes
CommunityCommunity Mailbox · Pool

Utilities & systems

UtilitiesElectricity Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,533 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,531
FHA mortgage insurance (est.)$115
Property tax — 2024 actual bill$404
HOA fee — from the listing$324
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,100Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,100
Interest rate6.00%
Loan term

Estimated payment

$2,533/mo

Principal & interest$1,531
FHA mortgage insurance (est.)$115
Property taxes (actual bill)$404
HOA / condo fee$324
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $260K
$226KedgeAI estimate $242,533 · range $235K$246K$270K

vs edgeAI estimate

+7.2%

$/sqft vs Riverview actives

$186 vs $185

Days on market

299 vs 33 typical

Where $186/sqft sits among the 400 Riverview actives

83
107
91 · this home
66
24
29
$140–162$162–183$183–205$205–226$226–247$247+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Riverview

Map of 7046 TOWNE LAKE ROAD

Drive times from this address

Downtown Tampa20 min
Tampa Int’l Airport (TPA)33 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Riverview. See the full Riverview guide →

RIVERVIEW 33578 — neighborhood snapshot

Population

58,474

Median age

35

Median income

$80,223

Median home value

$298,000

Avg household

2.45

Households w/ children

7,421

For the school run

Hillsborough County School District

HighSpoto High School★★★★★
ElementaryIppolito Elementary School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Riverview market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$397K$369K

Riverview median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

200 of 400

Riverview actives have cut their price

Median sold price, Riverview, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 13% below the RIVERVIEW 33578 median. See the full Riverview market guide →

Paper trail

This home's history

CurrentPrice reduced to $259,999 $30K
Sep 29, 2025Listed at $290,000 · 299 days on market since
2016Built · OAK CREEK PRCL 3

Reality check

What actually sold near 7046 TOWNE LAKE ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6909 HOLLY HEATH DRIVESold · Jul ’25

$258,000

6909 HOLLY HEATH DRIVE · same community

3 bd · 2.5 ba · 1,400 sqft · $184/sqft · 19 DOM

7077 WOODCHASE GLEN DRIVESold · Oct ’25

$249,900

7077 WOODCHASE GLEN DRIVE · same community

3 bd · 2.5 ba · 1,400 sqft · $179/sqft · 72 DOM

6727 HOLLY HEATH DRIVESold · Apr ’26

$242,000

6727 HOLLY HEATH DRIVE · same community

3 bd · 2.5 ba · 1,420 sqft · $170/sqft · 10 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 7046 TOWNE LAKE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7046 TOWNE LAKE ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

7046 TOWNE LAKE ROAD FAQs

What would the monthly payment be for 7046 TOWNE LAKE ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,533/mo — principal and interest, the actual property-tax bill, the $324/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 7046 TOWNE LAKE ROAD?+

The association fee works out to $324 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 7046 TOWNE LAKE ROAD?+

The most recent tax bill on record (2024) was $4,845. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7046 TOWNE LAKE ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Riverview?+

At $259,999, this home is listed about 33% below the Riverview median of $389,250. The market section on this page shows how the area is trending.

Which schools are assigned to 7046 TOWNE LAKE ROAD?+

Spoto High School (high), Ippolito Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the RIVERVIEW 33578 market on paper

$259,999 is 13% below the RIVERVIEW 33578 median of $299,999, and at $186/sqft it sits under the Riverview average of $199.

02Time on market is leverage

299 days on market against a Riverview median of 33 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $290,000, now $259,999 — a $30K cut. The full history is in the market section below.

Listing courtesy of LPT REALTY, LLC · Taquisha McCluster. MLS #TB8432730.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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