W POLK STREET, BARTOW, FL, 33830
Active320 days on marketListed Sep 7, 2025MLS #TB8423337
About this home
W POLK STREET
ZONED FOR COMMERCIAL!! Opportunity awaits with this vacant lot on W Polk Street, located in a block zoned specifically for commercial use. This property offers excellent visibility and access, making it an ideal site for a new business, office space, or investment project. Situated in the heart of Bartow, you’ll benefit from being close to downtown, government buildings, shopping, dining, and major roadways that connect to Lakeland, Winter Haven, and surrounding areas. Whether you’re an investor, developer, or business owner looking to expand, this property provides the flexibility and prime location you need to bring your vision to life! Call for more details today!!!
Facts & features
The home at a glance
0.09 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$333 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$333/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Bartow
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bartow. See the full Bartow guide →
BARTOW 33830 — neighborhood snapshot
Population
32,738
Median age
36.2
Median income
$62,636
Median home value
$207,900
Avg household
2.91
Households w/ children
3,768
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bartow market
$325K → $310K
Bartow median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
Median sold price, Bartow, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 92% below the BARTOW 33830 median. See the full Bartow market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about W POLK STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for W POLK STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
W POLK STREET FAQs
What would the monthly payment be for W POLK STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $333/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on W POLK STREET?+
The most recent tax bill on record (2024) was $172. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Bartow?+
At $25,000, this home is listed about 92% below the Bartow median of $325,000. The market section on this page shows how the area is trending.
Which schools are assigned to W POLK STREET?+
Bartow Senior High School (high), Bartow Middle School (middle), James E. Stephens Academy (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the BARTOW 33830 market on paper
$25,000 is 92% below the BARTOW 33830 median of $300,000.
02Time on market is leverage
320 days on market against a Bartow median of 42 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $42,500, now $25,000 — a $18K cut. The full history is in the market section below.
Listing courtesy of AGILE GROUP REALTY · Justin Noe, Pa. MLS #TB8423337.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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