Steeve Cadeau
$310,000$355,0003 bd2 ba1,638 sqft$189 /sqft$2,701 /mo all-in ↓

6431 GENTLE BEN CIRCLE, WESLEY CHAPEL, FL, 33544

Active358 days on marketListed Aug 9, 2025MLS #TB8414086

Priced 11% below the WESLEY CHAPEL 33544 medianReduced $45KSingle Family ResidenceFAIRWAYS QUAIL HOLLOW PH 02

About this home

6431 GENTLE BEN CIRCLE

This spacious one owner home is a 3 bedroom, 2 bathroom, 2 car garage home with an extra-large covered/screened lanai with ceiling fan, great for hosting guest or enjoying your morning coffee in comfort. Nestled in the desirable Fairways at Quail Hollow community. This home features 1638 sqft of living space, kitchen with breakfast bar. Your appreciate the generous amount of natural light this house offers. Split bedrooms, walk-in closet in master bedroom. Roof replaced 12/2014, windows 3/2015, hot water tank 10/2017, air conditioner 6/2018, tile throughout 8/2019. HOA includes lawn, landscape maintenance, exterior painting and pest treatment. Wesley Chapel has numerous restaurants, lots of shopping centers, an outdoor mall- The Shops at Wiregrass, a large Premium Outlet Mall, movie theaters, ice rink, hospitals, medical facilities, & so much more!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,638

Sqft

0.22 ac

Lot size

2

Garage

2003

Year built

One

Levels

$189

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile · Laminate
AppliancesDishwasher · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNortheast
ExteriorIrrigation System · Rain Gutters · Sidewalk

Community & fees

HOA fee$160/mo
Taxes (2024)$5,023/yr
PetsYes

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,701 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,825
FHA mortgage insurance (est.)$137
Property tax — 2024 actual bill$419
HOA fee — from the listing$160
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,850Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,850
Interest rate6.00%
Loan term

Estimated payment

$2,701/mo

Principal & interest$1,825
FHA mortgage insurance (est.)$137
Property taxes (actual bill)$419
HOA / condo fee$160
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $310K
$298KedgeAI estimate $391,829 · range $336K$414K$431K

vs edgeAI estimate

−20.9%

$/sqft vs Wesley Chapel actives

$189 vs $200

Days on market

358 vs 32 typical

Where $189/sqft sits among the 400 Wesley Chapel actives

89
122 · this home
86
48
25
30
$147–176$176–204$204–232$232–260$260–288$288+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Fairways Of Quail Hollow

Map of 6431 GENTLE BEN CIRCLE inside its neighborhood boundary

Drive times from this address

Downtown Tampa30 min
Tampa Int’l Airport (TPA)41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Wesley Chapel. See the full Wesley Chapel guide →

Fairways Of Quail Hollow — neighborhood snapshot

Population

1,386

Median age

41

Median income

$96,115

Median home value

$293,400

Avg household

3

Households w/ children

183

For the school run

Pasco County School District

ElementaryQuail Hollow Elementary School★★★★★
HighWesley Chapel High School★★★★★
MiddleThomas E. Weightman Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Wesley Chapel market

Seller’s marketBalanced5.6 months of inventoryBuyer’s market

$440K$435K

Wesley Chapel median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

204 of 400

Wesley Chapel actives have cut their price

Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 11% below the WESLEY CHAPEL 33544 median. See the full Wesley Chapel market guide →

Paper trail

This home's history

CurrentPrice reduced to $310,000 $45K
Aug 9, 2025Listed at $355,000 · 358 days on market since
2003Built · FAIRWAYS QUAIL HOLLOW PH 02

Reality check

What actually sold near 6431 GENTLE BEN CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6554 GENTLE BEN CIRCLESold · Aug ’25

$218,009

6554 GENTLE BEN CIRCLE · same community

3 bd · 2 ba · 1,585 sqft · $138/sqft · 93 DOM

6439 GENTLE BEN CIRCLESold · Apr ’26

$375,000

6439 GENTLE BEN CIRCLE · same community

3 bd · 3.5 ba · 2,258 sqft · $166/sqft · 256 DOM

5048 CHIPOTLE LANESold · Jan ’26

$270,000

5048 CHIPOTLE LANE

3 bd · 2.5 ba · 1,650 sqft · $164/sqft · 16 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 6431 GENTLE BEN CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6431 GENTLE BEN CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

6431 GENTLE BEN CIRCLE FAQs

What would the monthly payment be for 6431 GENTLE BEN CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,701/mo — principal and interest, the actual property-tax bill, the $160/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6431 GENTLE BEN CIRCLE?+

The association fee works out to $160 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6431 GENTLE BEN CIRCLE?+

The most recent tax bill on record (2024) was $5,023. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6431 GENTLE BEN CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Wesley Chapel?+

At $310,000, this home is listed about 29% below the Wesley Chapel median of $434,500. The market section on this page shows how the area is trending.

Which schools are assigned to 6431 GENTLE BEN CIRCLE?+

Quail Hollow Elementary School (elementary), Wesley Chapel High School (high), Thomas E. Weightman Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the WESLEY CHAPEL 33544 market on paper

$310,000 is 11% below the WESLEY CHAPEL 33544 median of $349,000, and at $189/sqft it sits under the Wesley Chapel average of $217.

02Time on market is leverage

358 days on market against a Wesley Chapel median of 32 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $355,000, now $310,000 — a $45K cut. The full history is in the market section below.

Listing courtesy of VANDERLEELIE & ASSOC.RE ESTATE · Bonifacio Tejedor. MLS #TB8414086.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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