3301 ALT 19 UNIT 509, PALM HARBOR, FL, 34683
Active357 days on marketListed Aug 2, 2025MLS #TB8413487
About this home
3301 ALT 19 UNIT 509
Empty lot ready or new home in premiere Gulf Coast retirement community. Westwind is a cooperative association where the residents enjoy an active lifestyle in a family friendly environment. The community boasts two pools, a gym and two clubhouses with many coordinated activities. Your lot purchase includes a share in the coop which gives you voting rights and a say in community business. LOCATION LOCATION LOCATION! This hidden gem of a community if located near Ozona and just minutes from beautiful Honeymoon Island. There are multiple options for builders. Come check in with us to view the property and discuss options for building your custom dream retirement home.
Facts & features
The home at a glance
0.08 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$647 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$647/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34683 — neighborhood snapshot
Population
34,180
Median age
47.5
Median income
$90,037
Median home value
$424,200
Avg household
2.46
Households w/ children
3,432
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 91% below the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 3301 ALT 19 UNIT 509
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$95,000
3301 ALT 19 UNIT 605 · same community
2 bd · 1.5 ba · 672 sqft · $141/sqft · 176 DOM
Sold · Feb ’26$130,000
3301 ALT 19 UNIT 328 · same community
2 bd · 1.5 ba · 672 sqft · $193/sqft · 255 DOM
Sold · May ’26$92,500
3301 ALT 19 UNIT 404 · same community
2 bd · 1.5 ba · 672 sqft · $138/sqft · 168 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3301 ALT 19 UNIT 509 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3301 ALT 19 UNIT 509 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
3301 ALT 19 UNIT 509 FAQs
What would the monthly payment be for 3301 ALT 19 UNIT 509?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $647/mo — principal and interest, the actual property-tax bill, the $150/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3301 ALT 19 UNIT 509?+
The association fee works out to $150 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3301 ALT 19 UNIT 509?+
The most recent tax bill on record (2024) was $1,391. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3301 ALT 19 UNIT 509?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $35,000, this home is listed about 91% below the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3301 ALT 19 UNIT 509?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM HARBOR 34683 market on paper
$35,000 is 91% below the PALM HARBOR 34683 median of $400,000.
02Time on market is leverage
357 days on market against a Palm Harbor median of 42 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Lake St. George Elementary School, Palm Harbor Middle School, Palm Harbor University High — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CVACH REAL ESTATE SERVICES · Joseph Cvach. MLS #TB8413487.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Palm Harbor homes, in your inbox
Like 3301 ALT 19 UNIT 509 but not quite? A daily digest of every new listing in Palm Harbor — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Steeve to ping you on any price or status change →