10709 E BAY ROAD, GIBSONTON, FL, 33534
Active438 days on marketListed May 12, 2025MLS #TB8384557
About this home
10709 E BAY ROAD
The property sits on .52-acre lot, prime vacant lot, perfect for placing your new manufactured home! Property is fully equipped with utilities and is a non-HOA neighborhood close to I-75 for easy commute to Tampa area. Overall, this property offers a unique opportunity to enjoy the tranquility of country living while still being close to city conveniences. This lot is ready for a new owner to make their own. Call today for more info!
Facts & features
The home at a glance
0.52 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,426 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,426/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Gibsonton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Gibsonton. See the full Gibsonton guide →
GIBSONTON 33534 — neighborhood snapshot
Population
18,018
Median age
33.1
Median income
$73,600
Median home value
$274,000
Avg household
3.14
Households w/ children
2,552
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gibsonton market
$310K → $375K
Gibsonton median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
Median sold price, Gibsonton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% below the GIBSONTON 33534 median. See the full Gibsonton market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10709 E BAY ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10709 E BAY ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
10709 E BAY ROAD FAQs
What would the monthly payment be for 10709 E BAY ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,426/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10709 E BAY ROAD?+
The most recent tax bill on record (2024) was $2,277. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Gibsonton?+
At $170,000, this home is listed about 50% below the Gibsonton median of $337,500. The market section on this page shows how the area is trending.
Which schools are assigned to 10709 E BAY ROAD?+
Corr Elementary School (elementary), East Bay High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the GIBSONTON 33534 market on paper
$170,000 is 46% below the GIBSONTON 33534 median of $315,000.
02Time on market is leverage
438 days on market against a Gibsonton median of 27 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $185,000, now $170,000 — a $15K cut. The full history is in the market section below.
Listing courtesy of FUTURE HOME REALTY INC · Juan Sanchez. MLS #TB8384557.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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