6160 RUM COVE DRIVE, PLACIDA, FL, 33946
Active451 days on marketListed Apr 29, 2025MLS #TB8380111
About this home
6160 RUM COVE DRIVE
Exclusive Private Island Lots for Sale - A Rare Opportunity! Discover the unparalleled beauty of Palm Island, one of the last barrier islands in Florida without a bridge, offering a limited selection of private lots ranging from .5 acres to 1.7 acres. This is your chance to own a piece of paradise! Imagine stepping off the ferry, leaving your car behind, and cruising to your dream home in your private golf cart, all while enjoying breathtaking views of the Gulf of Mexico Island Highlights: - 7 miles of pristine private beaches with an abundance of shells and shark teeth - Spot dolphins year-round and dive into crystal-clear Caribbean waters - a true fisherman's haven. - Gated, exclusive HOA ensures your privacy and tranquility, surrounded by acres of natural beauty on one of Florida's last untouched barrier islands. Exceptional Amenities Include: - 24/7 security for peace of mind - Private bell stand service for property management and care - Full island maintenance for your home and golf cart - A fantastic island restaurant and a small convenience store for your essentials - Daily trash pickup and mail delivery directly to your doorstep - A full-time, fully staffed fire and EMT station on the island for safety and security. Location: Just minutes from Boca Grande, Manasota Key, and only 30 minutes from Sarasota, Port Charlotte, and North Port - this private oasis offers ultimate seclusion with convenient access to nearby amenities. These unique island lots are being sold privately by the owners and are sure to sell quickly. Don't miss out on this rare opportunity to own your own slice of Florida's last frontier!
Facts & features
The home at a glance
0.55 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,009 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,009/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $464K
Placida median sold, yr/yr
92.2%
Sale-to-list ratio (12 mo)
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 514% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 6160 RUM COVE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$125,000
3220 HOLLY AVENUE
1 bd · 1 ba · 384 sqft · $326/sqft · 115 DOM
Sold · Feb ’26$82,500
7446 PALM ISLAND DRIVE UNIT 3514
1 bd · 1 ba · 668 sqft · $124/sqft · 831 DOM
Sold · Aug ’25$170,000
1956 WYOMING AVENUE
2 bd · 1 ba · 808 sqft · $210/sqft · 182 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6160 RUM COVE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6160 RUM COVE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
6160 RUM COVE DRIVE FAQs
What would the monthly payment be for 6160 RUM COVE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,009/mo — principal and interest, the actual property-tax bill, the $283/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6160 RUM COVE DRIVE?+
The association fee works out to $283 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6160 RUM COVE DRIVE?+
The most recent tax bill on record (2024) was $2,461. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6160 RUM COVE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $215,000, this home is listed about 67% below the Placida median of $649,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6160 RUM COVE DRIVE?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$215,000 runs 514% above the PLACIDA 33946 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
451 days on market against a Placida median of 91 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $274,990, now $215,000 — a $60K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 BEGGINS ENTERPRISES · Kim Hodgskin. MLS #TB8380111.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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