3292 COVERED BRIDGE DRIVE E, DUNEDIN, FL, 34698
Active447 days on marketListed Apr 29, 2025MLS #TB8378905
About this home
3292 COVERED BRIDGE DRIVE E
Welcome to this spacious 3 bed, 2.5 bath, 2-story townhome, located in the quiet gated Covered Bridge community in charming Dunedin. The main level features a well-appointed kitchen with stainless steel appliances, ample counter and cabinet space, and a convenient pass-through with breakfast bar—perfect for casual dining or entertaining. Soaring ceilings and large windows fill the home with natural light, creating an open and airy feel throughout. The living and dining areas offer plenty of space for gatherings, and the screened-in, covered patio provides a relaxing spot to enjoy the outdoors year-round. The elegant downstairs primary suite includes private access to the patio, a garden tub, walk-in shower, and dual sink vanity. Upstairs, you'll find a large versatile loft—ideal for a home office, playroom, or second living area—plus two spacious guest bedrooms with vaulted ceilings. Additional highlights include an indoor laundry room with full-size washer and dryer, and a 2-car garage for extra storage and convenience. HOA fees cover roof maintenance, exterior & grounds maintenance, community pool, trash services, and the security of a gated entry. Prime Location: This intimate community of just 88 homes features a sparkling pool and easy access to US-19, downtown Tampa, and the stunning Gulf beaches. Honeymoon Island State Park is just 5 minutes away, and vibrant downtown Dunedin is less than 10 minutes from your doorstep.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,027
Sqft
0.05 ac
Lot size
2
Garage
2005
Year built
Two
Levels
$217
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,873 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,873/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.7%
$/sqft vs Dunedin actives
$217 vs $296
Days on market
447 vs 51 typical
Where $217/sqft sits among the 269 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Drive times from this address
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$440K → $410K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
150 of 269
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 47% above the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 3292 COVERED BRIDGE DRIVE E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$462,000
3372 COVERED BRIDGE DRIVE E · same community
3 bd · 2.5 ba · 2,027 sqft · $228/sqft · 26 DOM
Sold · Sep ’25$310,000
3290 COVERED BRIDGE DRIVE W · same community
3 bd · 2.5 ba · 2,027 sqft · $153/sqft · 3 DOM
Sold · Mar ’26$485,000
3290 COVERED BRIDGE DRIVE W · same community
3 bd · 2.5 ba · 2,027 sqft · $239/sqft · 70 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3292 COVERED BRIDGE DRIVE E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3292 COVERED BRIDGE DRIVE E — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
3292 COVERED BRIDGE DRIVE E FAQs
What would the monthly payment be for 3292 COVERED BRIDGE DRIVE E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,873/mo — principal and interest, the actual property-tax bill, the $388/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3292 COVERED BRIDGE DRIVE E?+
The association fee works out to $388 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3292 COVERED BRIDGE DRIVE E?+
The most recent tax bill on record (2024) was $6,479. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3292 COVERED BRIDGE DRIVE E?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $440,000, this home is listed about 10% above the Dunedin median of $398,500. The market section on this page shows how the area is trending.
Which schools are assigned to 3292 COVERED BRIDGE DRIVE E?+
Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$440,000 runs 47% above the DUNEDIN 34698 median — but at 2,027 sqft it's also 72% larger than the typical Dunedin listing.
02Time on market is leverage
447 days on market against a Dunedin median of 51 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $470,000, now $440,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HECKLER REALTY GROUP LLC · Amy Heckler. MLS #TB8378905.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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