631 LUZON AVENUE, TAMPA, FL, 33606
Active472 days on marketListed Apr 18, 2025MLS #TB8375997
About this home
631 LUZON AVENUE
Exceptional opportunity to build new on Davis Islands. This expansive 105 x 103 RS-60 lot offers a prime setting for new construction in one of Tampa’s most desirable island neighborhoods. The existing home was damaged by Hurricane Helene and has not been remediated. Sold AS IS, the property is ideally located near the Davis Islands Yacht Club, Peter O. Knight Airport, Tampa General Hospital, and the islands’ scenic parks, waterfront, and village center. A chance to clear the way—and create something truly special.
Facts & features
The home at a glance
6
Bedrooms
4
Bathrooms
3,278
Sqft
0.24 ac
Lot size
2
Garage
1960
Year built
One
Levels
$397
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,194 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,194/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tampa actives
$397 vs $299
Days on market
472 vs 39 typical
Where $397/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33606 — neighborhood snapshot
Population
23,511
Median age
27.8
Median income
$113,634
Median home value
$796,000
Avg household
1.95
Households w/ children
1,669
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $450K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
187 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% above the TAMPA 33606 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 631 LUZON AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$672,435
631 HUDSON AVENUE · same community
4 bd · 2.5 ba · 3,132 sqft · $215/sqft · 108 DOM
Sold · Jun ’26$2,550,000
706 S DAVIS BOULEVARD · same community
3 bd · 3.5 ba · 2,942 sqft · $867/sqft · 1 DOM
Sold · Feb ’26$1,100,000
503 SEVERN AVENUE · same community
3 bd · 2.5 ba · 2,284 sqft · $482/sqft · 124 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 631 LUZON AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 631 LUZON AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
631 LUZON AVENUE FAQs
What would the monthly payment be for 631 LUZON AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,194/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 631 LUZON AVENUE?+
The most recent tax bill on record (2024) was $6,387. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $1,300,000, this home is listed about 189% above the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 631 LUZON AVENUE?+
Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Plant High School (high) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,300,000 runs 100% above the TAMPA 33606 median — but at 3,278 sqft it's also nearly twice the size of the typical Tampa listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
472 days on market against a Tampa median of 39 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Patricia Sullivan Metropolitan Ministries Partnership School, Plant High School — Plant High School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,799,000, now $1,300,000 — a $499K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Gregory Morgan. MLS #TB8375997.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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