Steeve Cadeau

5106 BELL SHOALS ROAD, VALRICO, FL, 33596

Active468 days on marketListed Apr 8, 2025MLS #TB8371663

UNPLATTED

About this home

5106 BELL SHOALS ROAD

Located in the heart of Brandon, with almost 1.5 acres, this vacant land is clearned and is the perfect place to build your dream home. The property is zoned ASC-1 so you can bring your animals with you. No HOA here so bring your boat and RV too. Convienently located just minutes from shopping, dining and many businesses. Located south of Bloomingdale Ave, you are in a good school district. There is not many vacant tracts of land left in the Valrico area. This acreage has many possibilities and has potential for commerical zoning. Folio# 076800-0100, 5104 Bell Shoals Road is included with this sale.

Facts & features

The home at a glance

1.47 ac

Lot size

Trees/Woods view

Inside

Outside & construction

ViewTrees/Woods
FacesWest

Community & fees

Taxes (2024)$1,449/yr

Utilities & systems

UtilitiesStreet Lights
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,609 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,047
PMI (est., until 20% equity)$281
Property tax — 2024 actual bill$121
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $75,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $75,000
Interest rate6.00%
Loan term

Estimated payment

$4,609/mo

Principal & interest$4,047
PMI (est., until 20% equity)$281
Property taxes (actual bill)$121
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Valrico

Map of 5106 BELL SHOALS ROAD

Drive times from this address

Downtown Tampa27 min
Tampa Int’l Airport (TPA)42 min

Get to know Valrico. See the full Valrico guide →

VALRICO 33596 — neighborhood snapshot

Population

28,152

Median age

45.9

Median income

$112,305

Median home value

$396,100

Avg household

2.8

Households w/ children

2,906

For the school run

Hillsborough County School District

MiddleMulrennan Middle School★★★★★
ElementaryNelson Elementary School★★★★★
HighDurant High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Valrico market

Seller’s marketLeans seller3.2 months of inventoryBuyer’s market

$445K$437K

Valrico median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 59% above the VALRICO 33596 median. See the full Valrico market guide →

Paper trail

This home's history

Apr 8, 2025Listed at $750,000 · 468 days on market since

Reality check

What actually sold near 5106 BELL SHOALS ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11332 SYLVAN GREEN LANESold · Dec ’25

$410,000

11332 SYLVAN GREEN LANE · same community

1 bd · 1 ba · 483 sqft · $849/sqft · 23 DOM

4105 ROBINSON ROADSold · Mar ’26

$220,000

4105 ROBINSON ROAD · same community

2 bd · 1 ba · 768 sqft · $286/sqft · 0 DOM

1306 CASON STREETSold · Mar ’26

$200,000

1306 CASON STREET · same community

2 bd · 1 ba · 860 sqft · $233/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5106 BELL SHOALS ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5106 BELL SHOALS ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

5106 BELL SHOALS ROAD FAQs

What would the monthly payment be for 5106 BELL SHOALS ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,609/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5106 BELL SHOALS ROAD?+

The most recent tax bill on record (2024) was $1,449. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Valrico?+

At $750,000, this home is listed about 58% above the Valrico median of $474,950. The market section on this page shows how the area is trending.

Which schools are assigned to 5106 BELL SHOALS ROAD?+

Mulrennan Middle School (middle), Nelson Elementary School (elementary), Durant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$750,000 runs 59% above the VALRICO 33596 median.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

468 days on market against a Valrico median of 34 — sellers in this position are usually ready to negotiate.

Listing courtesy of KELLER WILLIAMS SUBURBAN TAMPA · Steven Moran. MLS #TB8371663.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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