4806 NW 77TH ROAD, GAINESVILLE, FL, 32653
Active485 days on marketListed Mar 26, 2025MLS #TB8366576
About this home
4806 NW 77TH ROAD
Virtually Staged. Single level house in The Gardens at Blue Creek with maintenance free exterior (roof, siding, landscaping, and more). Desirable corner lot with a view of a lovely tree-lined street. White kitchen with 42 inch cabinets. Custom 18 inch tile in the living areas and hallways, and brand new carpet in the bedrooms. Neutral colors throughout. Crown molding in the living areas. Double sinks in the primary bathroom. Built-in heat lamps and grab bars in both bathrooms. Screened patio under roof. HVAC installed in December of 2019 and roof installed by the HOA in 2018. Mailbox just a few steps from the house. Community amenities include a pool, tennis courts, and clubhouse available to rent. IQ Fiber Internet available.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,380
Sqft
0.06 ac
Lot size
2
Garage
2000
Year built
One
Levels
$198
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,489 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,489/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.9%
$/sqft vs Gainesville actives
$198 vs $198
Days on market
485 vs 36 typical
Where $198/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Blues Creek
Get to know Gainesville. See the full Gainesville guide →
Blues Creek — neighborhood snapshot
Population
1,421
Median age
39
Median income
$103,304
Median home value
$317,600
Avg household
3
Households w/ children
173
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$320K → $312K
Gainesville median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
184 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% below the GAINESVILLE 32653 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 4806 NW 77TH ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$305,000
6423 NW 37TH TERRACE
3 bd · 2 ba · 1,364 sqft · $224/sqft · 7 DOM
Sold · Aug ’25$245,000
4814 NW 75TH ROAD
3 bd · 2 ba · 1,396 sqft · $176/sqft · 8 DOM
Sold · Dec ’25$312,500
3735 NW 64TH PLACE
3 bd · 2 ba · 1,356 sqft · $230/sqft · 165 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4806 NW 77TH ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4806 NW 77TH ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
4806 NW 77TH ROAD FAQs
What would the monthly payment be for 4806 NW 77TH ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,489/mo — principal and interest, the actual property-tax bill, the $200/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4806 NW 77TH ROAD?+
The association fee works out to $200 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4806 NW 77TH ROAD?+
The most recent tax bill on record (2024) was $4,825. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4806 NW 77TH ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $272,900, this home is listed about 8% below the Gainesville median of $295,500. The market section on this page shows how the area is trending.
Which schools are assigned to 4806 NW 77TH ROAD?+
William S. Talbot Elementary School (elementary), Fort Clarke Middle School (middle), Gainesville High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Time on market is leverage
485 days on market against a Gainesville median of 36 — sellers in this position are usually ready to negotiate.
02Strong assigned schools
William S. Talbot Elementary School, Fort Clarke Middle School, Gainesville High School — William S. Talbot Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $312,000, now $272,900 — a $39K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of JACK KELLER INC · John Keller, III. MLS #TB8366576.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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