Steeve Cadeau
$189,000$205,000$1,511 /mo all-in ↓

18001 BLUEWATER DRIVE, NAPLES, FL, 34114

Active517 days on marketListed Feb 27, 2025MLS #TB8355788

Priced 21% below the NAPLES 34114 medianReduced $16KROYAL PALM GOLF ESTATE UNIT 1

About this home

18001 BLUEWATER DRIVE

Welcome to the gated community of Royal Palm Golf Estate. This prime parcel of land offers the perfect canvas to build your dream home in Naples, FL. This vacant lot is strategically located a 10-minute drive from the pristine shores of Marco Island, offering sandy beaches and captivating waterfront views. Naples is an upscale neighborhood with the vibrant energy of downtown 5th Ave, conveniently within a 20-minute drive. The community's unique and unbundled Golf course (NOT MANDATORY GOLF FEE) provides flexibility, allowing residents to pay as they play. Alternatively, golf enthusiasts can elevate their experience by joining the Gordon Lewis design Eagle Lake golf course and masterfully crafted 18-hole gem that promises supreme golfing memories. After a refreshing round of golf, unwind at the community restaurant, which offers a perfect setting to socialize. Alternatively, consider it a savvy investment surrounded by upscale homes.

Facts & features

The home at a glance

0.32 ac

Lot size

Pets allowed

Inside

Outside & construction

Community & fees

HOA fee$42/mo
Taxes (2024)$1,356/yr
PetsYes

Utilities & systems

UtilitiesPublic
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,511 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,113
FHA mortgage insurance (est.)$84
Property tax — 2024 actual bill$113
HOA fee — from the listing$42
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,615Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,615
Interest rate6.00%
Loan term

Estimated payment

$1,511/mo

Principal & interest$1,113
FHA mortgage insurance (est.)$84
Property taxes (actual bill)$113
HOA / condo fee$42
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Royal Palm Golf Estates

Map of 18001 BLUEWATER DRIVE inside its neighborhood boundary

Get to know Naples. See the full Naples guide →

Royal Palm Golf Estates — neighborhood snapshot

Population

365

Median age

64

Median income

$44,592

Avg household

2

Households w/ children

14%

For the school run

Collier County School District

MiddleManatee Middle School★★★★★
ElementaryManatee Elementary School★★★★★
HighLely High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Naples market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$535K$625K

Naples median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

Median sold price, Naples, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 21% below the NAPLES 34114 median. See the full Naples market guide →

Paper trail

This home's history

CurrentPrice reduced to $189,000 $16K
Feb 27, 2025Listed at $205,000 · 517 days on market since

Reality check

What actually sold near 18001 BLUEWATER DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

18049 GREENWOOD DRIVESold · Mar ’26

$575,000

18049 GREENWOOD DRIVE

4 bd · 3 ba · 2,474 sqft · $232/sqft · 82 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 18001 BLUEWATER DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 18001 BLUEWATER DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

18001 BLUEWATER DRIVE FAQs

What would the monthly payment be for 18001 BLUEWATER DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,511/mo — principal and interest, the actual property-tax bill, the $42/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 18001 BLUEWATER DRIVE?+

The association fee works out to $42 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 18001 BLUEWATER DRIVE?+

The most recent tax bill on record (2024) was $1,356. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 18001 BLUEWATER DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Naples?+

At $189,000, this home is listed about 65% below the Naples median of $547,500. The market section on this page shows how the area is trending.

Which schools are assigned to 18001 BLUEWATER DRIVE?+

Manatee Middle School (middle), Manatee Elementary School (elementary), Lely High School (high) — Collier County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the NAPLES 34114 market on paper

$189,000 is 21% below the NAPLES 34114 median of $238,000.

02Time on market is leverage

517 days on market against a Naples median of 17 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $205,000, now $189,000 — a $16K cut. The full history is in the market section below.

Listing courtesy of CENTURY 21 TENACE REALTY · Eduardo Arriagada. MLS #TB8355788.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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